Is Nashville, TN cheaper than Laurel, MD?

Based on cost of living data, Nashville, TN is 27.3% cheaper than Laurel, MD. This translates to saving $2044 per month.

What salary do I need in Nashville, TN to live like I do in Laurel, MD?

If you earn $150,000 in Laurel, MD, you'd need approximately $125,472.407 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Laurel, MD and Nashville, TN?

Housing in Nashville, TN is 49.1% cheaper than in Laurel, MD. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,837/month in Laurel, MD.

How much can I save per month by moving from Laurel, MD to Nashville, TN?

Moving from Laurel, MD to Nashville, TN could save you approximately $2044 per month, or $24528 per year, based on a $150,000 salary.

Laurel, MD vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Laurel, MD — ZIP-level rent data · COL adjusted from Washington, DC area

Current salary in Laurel, MD

Numbers update automatically as you type

You'd save $2.0K/month moving to Nashville, TN

$150.0K in your current city equals $125.5K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area

Overall Cost

↓ 27.3%

Less expensive

Monthly Impact

$2,044

Savings

Annual Impact

$24.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Laurel, MD

Population:29K

Cost Index:100

Median Home:$461K

Nashville, TN

Population:689K

Cost Index:73

Median Home:$489K

Laurel, MD

The Old Line State

29K

Population

State Tax

Yes

Located in Maryland, this city has a population of 29K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Laurel, MD vs Nashville, TN

Category	Laurel, MD	Nashville, TN	Difference	Change
🏠Housing	$5,207/mo	$2,651/mo	↓ $2,556less	49.1%
🚗Transportation	$1,756/mo	$1,284/mo	↓ $472less	26.9%
📦Other	$1,700/mo	$1,942/mo	↑ $242more	14.2%
🛒Groceries	$1,042/mo	$949/mo	↓ $92.28less	8.9%
⚡All Utilities	$490/mo	$519/mo	↑ $28.64more	5.8%
🏥Healthcare	$610/mo	$607/mo	↓ $2.75less	0.5%

🏠Housing

↓ 49.1%

Laurel, MD

$5,207

Nashville, TN

$2,651

Difference

$2,556

less

🚗Transportation

↓ 26.9%

Laurel, MD

$1,756

Nashville, TN

$1,284

Difference

$472

less

📦Other

↑ 14.2%

Laurel, MD

$1,700

Nashville, TN

$1,942

Difference

$242

🛒Groceries

↓ 8.9%

Laurel, MD

$1,042

Nashville, TN

$949

Difference

$92.28

less

⚡All Utilities

↑ 5.8%

Laurel, MD

$490

Nashville, TN

$519

Difference

$28.64

🏥Healthcare

↓ 0.5%

Laurel, MD

$610

Nashville, TN

$607

Difference

$2.75

less

🏠Rent Comparison

Studio

From$1,512

To$1,600

↑ $88.00

1 Bed

From$1,607

To$1,680

↑ $73.00

2 Bed

From$1,837

To$1,840

↑ $3.00

3 Bed

From$2,336

To$2,350

↑ $14.00

Laurel, MDZIP-level data

1BR range: $1,890–$2,120/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,804

Monthly in Laurel, MD

$7,952

Monthly in Nashville, TN

$2,852

Difference

Home Values

Laurel

Nashville

$461K

Median Value

$489K

↓ -0.1%

YoY Change

↓ -2.1%

↑ +24.2%

5-Year Change

↑ +32.1%

$409K - $574K

Price Range

$320K - $1.16M

Homes in Nashville are 6% more expensive than Laurel

Calculate payment - Laurel Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$605

More take-home

Effective Rate Diff

4.8%

Rate difference

Laurel, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Laurel, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.