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Cost of Living Comparison 2026

๐Ÿ“ Lawrence, MA โ€” ZIP-level rent data ยท COL adjusted from Boston, MA area

$

Numbers update automatically as you type

You'd save $2.7K/month moving to Kansas City, MO

$150.0K in your current city equals $117.1K in Kansas City, MO

Rent data from HUD ZIP-level estimates ยท COL index from Boston-Cambridge-Newton, MA-NH area
Overall Cost
โ†“ 36.5%
Less expensive
Monthly Impact
$2,740
Savings
Annual Impact
$32.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lawrence, MA

Population:88K
Cost Index:100
Median Home:$470K

Kansas City, MO

Population:508K
Cost Index:63
Median Home:$257K

Lawrence, MA

The Bay State

88K
Population
State Tax
Yes

Located in Massachusetts, this city has a population of 88K residents.

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Lawrence, MA vs Kansas City, MO

๐Ÿ Housing
โ†“ 53.4%
Lawrence, MA
$4,518
Kansas City, MO
$2,105
Difference
$2,413
less
๐Ÿš—Transportation
โ†“ 30.2%
Lawrence, MA
$1,742
Kansas City, MO
$1,216
Difference
$526
less
โšกAll Utilities
โ†“ 23.3%
Lawrence, MA
$698
Kansas City, MO
$535
Difference
$163
less
๐Ÿ“ฆOther
โ†“ 7.5%
Lawrence, MA
$1,736
Kansas City, MO
$1,607
Difference
$129
less
๐ŸฅHealthcare
โ†“ 16.3%
Lawrence, MA
$725
Kansas City, MO
$607
Difference
$118
less
๐Ÿ›’Groceries
โ†“ 9.8%
Lawrence, MA
$1,053
Kansas City, MO
$949
Difference
$103
less

๐Ÿ›๏ธ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Lawrence, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,124
To$1,180
โ†‘ $56.00
1 Bed
From$1,238
To$1,280
โ†‘ $42.00
2 Bed
From$1,626
To$1,460
โ†“ $166
3 Bed
From$1,949
To$1,900
โ†“ $49.00
Lawrence, MAZIP-level data

1BR range: $1,530โ€“$1,820/mo

Kansas City, MOZIP-level data

1BR range: $900โ€“$1,800/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,473
Monthly in Lawrence, MA
$7,020
Monthly in Kansas City, MO
$3,453
Difference

Home Values

Lawrence
Kansas City
$470K
Median Value
$257K
โ†‘ +3.3%
YoY Change
โ†‘ +0.6%
โ†‘ +43.9%
5-Year Change
โ†‘ +32.2%
$372K - $515K
Price Range
$80K - $587K

Homes in Kansas City are 45% less expensive than Lawrence

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $429
More taxes
Monthly Difference
$35.75
Less take-home
Effective Rate Diff
0.3%
Rate difference

Lawrence, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Lawrence, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lawrence
Kansas City
36 Good
Air Quality
46 Good
79.5%
Good Air Days
59.3%
94 Moderate
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
6 days
Heat Days >95ยฐF
44 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
6 days
Heat Days >95ยฐF
44 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Massachusetts and Missouri on TaxTakeHome.com

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