Is Nashville, TN cheaper than Lawrence, MA?

Based on cost of living data, Nashville, TN is 27.4% cheaper than Lawrence, MA. This translates to saving $2052 per month.

What salary do I need in Nashville, TN to live like I do in Lawrence, MA?

If you earn $150,000 in Lawrence, MA, you'd need approximately $125,375.466 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Lawrence, MA and Nashville, TN?

Housing in Nashville, TN is 41.3% cheaper than in Lawrence, MA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,626/month in Lawrence, MA.

How much can I save per month by moving from Lawrence, MA to Nashville, TN?

Moving from Lawrence, MA to Nashville, TN could save you approximately $2052 per month, or $24625 per year, based on a $150,000 salary.

Lawrence, MA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lawrence, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Lawrence, MA

Numbers update automatically as you type

You'd save $2.1K/month moving to Nashville, TN

$150.0K in your current city equals $125.4K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 27.4%

Less expensive

Monthly Impact

$2,052

Savings

Annual Impact

$24.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lawrence, MA

Population:88K

Cost Index:100

Median Home:$470K

Nashville, TN

Population:689K

Cost Index:73

Median Home:$489K

Lawrence, MA

The Bay State

88K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 88K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Lawrence, MA vs Nashville, TN

Category	Lawrence, MA	Nashville, TN	Difference	Change
🏠Housing	$4,518/mo	$2,651/mo	↓ $1,868less	41.3%
🚗Transportation	$1,742/mo	$1,284/mo	↓ $458less	26.3%
📦Other	$1,736/mo	$1,942/mo	↑ $205more	11.8%
⚡All Utilities	$698/mo	$519/mo	↓ $179less	25.7%
🏥Healthcare	$725/mo	$607/mo	↓ $118less	16.3%
🛒Groceries	$1,053/mo	$949/mo	↓ $103less	9.8%

🏠Housing

↓ 41.3%

Lawrence, MA

$4,518

Nashville, TN

$2,651

Difference

$1,868

less

🚗Transportation

↓ 26.3%

Lawrence, MA

$1,742

Nashville, TN

$1,284

Difference

$458

less

📦Other

↑ 11.8%

Lawrence, MA

$1,736

Nashville, TN

$1,942

Difference

$205

⚡All Utilities

↓ 25.7%

Lawrence, MA

$698

Nashville, TN

$519

Difference

$179

less

🏥Healthcare

↓ 16.3%

Lawrence, MA

$725

Nashville, TN

$607

Difference

$118

less

🛒Groceries

↓ 9.8%

Lawrence, MA

$1,053

Nashville, TN

$949

Difference

$103

less

🏠Rent Comparison

Studio

From$1,124

To$1,600

↑ $476

1 Bed

From$1,238

To$1,680

↑ $442

2 Bed

From$1,626

To$1,840

↑ $214

3 Bed

From$1,949

To$2,350

↑ $401

Lawrence, MAZIP-level data

1BR range: $1,530–$1,820/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,473

Monthly in Lawrence, MA

$7,952

Monthly in Nashville, TN

$2,521

Difference

Home Values

Lawrence

Nashville

$470K

Median Value

$489K

↑ +3.3%

YoY Change

↓ -2.1%

↑ +43.9%

5-Year Change

↑ +32.1%

$372K - $515K

Price Range

$320K - $1.16M

Homes in Nashville are 4% more expensive than Lawrence

Calculate payment - Lawrence Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Lawrence, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Lawrence, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.