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Cost of Living Comparison 2026

๐Ÿ“ Lawton, OK โ€” ZIP-level rent data ยท COL adjusted from Oklahoma City, OK area

$

Numbers update automatically as you type

You'd spend $794/month more in Charlotte, NC

$150.0K in your current city equals $159.5K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 10.6%
More expensive
Monthly Impact
$794
Extra cost
Annual Impact
$9.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lawton, OK

Population:90K
Cost Index:100
Median Home:$128K

Charlotte, NC

Population:875K
Cost Index:111
Median Home:$399K

Lawton, OK

The Sooner State

90K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 90K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Lawton, OK vs Charlotte, NC

๐Ÿ Housing
โ†‘ 27.3%
Lawton, OK
$1,939
Charlotte, NC
$2,469
Difference
$530
more
๐Ÿ“ฆOther
โ†‘ 6.5%
Lawton, OK
$1,603
Charlotte, NC
$1,707
Difference
$104
more
๐Ÿ›’Groceries
โ†‘ 9.5%
Lawton, OK
$903
Charlotte, NC
$989
Difference
$86.22
more
๐ŸฅHealthcare
โ†‘ 15.3%
Lawton, OK
$554
Charlotte, NC
$638
Difference
$84.47
more
๐Ÿš—Transportation
โ†“ 6.2%
Lawton, OK
$1,281
Charlotte, NC
$1,202
Difference
$78.80
less
โšกAll Utilities
โ†“ 0.4%
Lawton, OK
$521
Charlotte, NC
$519
Difference
$2.14
less

๐Ÿ Rent Comparison

Studio
From$766
To$1,630
โ†‘ $864
1 Bed
From$776
To$1,710
โ†‘ $934
2 Bed
From$988
To$1,870
โ†‘ $882
3 Bed
From$1,371
To$2,300
โ†‘ $929
Lawton, OKZIP-level data

1BR range: $740โ€“$800/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,801
Monthly in Lawton, OK
$7,525
Monthly in Charlotte, NC
$724
Difference

Home Values

Lawton
Charlotte
$128K
Median Value
$399K
โ†‘ +4.2%
YoY Change
โ†“ -1.1%
โ†‘ +36.3%
5-Year Change
โ†‘ +40.8%
$115K - $147K
Price Range
$293K - $1.57M

Homes in Charlotte are 212% more expensive than Lawton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $154
Per year
Monthly Difference
$12.84
More take-home
Effective Rate Diff
0.1%
Rate difference

Lawton, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Lawton, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lawton
Charlotte
52 Moderate
Air Quality
51 Moderate
47%
Good Air Days
46.2%
98 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
67 days
Heat Days >95ยฐF
36 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
67 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Oklahoma and North Carolina on TaxTakeHome.com

Where your money goes further

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