Layton, UT vs Longmont, CO: Cost of Living

Which city costs less?

Longmont, CO has a modeled overall cost index 11.2% higher than Layton, UT.

Layton, UT · modeled 2BR rent: $1,830 / month
Longmont, CO · modeled 2BR rent: $2,050 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Layton, UT and Longmont, CO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Layton, UT

Numbers update automatically as you type

Estimated extra cost: $903/month in Longmont, CO

$150,000 in your current city has a modeled equivalent of $160,831 in Longmont, CO

Regional cost estimates: Layton, UT uses Boise, ID. Longmont, CO uses Denver, CO. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 11.2%

More expensive

Monthly Impact

$903

Extra cost

Annual Impact

$10.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Layton, UT

Population:84K

Cost Index:

94.2

100 = national average

Typical Home:$529K

Longmont, CO

Population:99K

Cost Index:

104.8

100 = national average

Typical Home:$570K

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Layton, UT

The Beehive State

84K

Population

State Tax

Yes

Located in Utah, this city has a population of 84K residents.

Longmont, CO

The Centennial State

99K

Population

State Tax

Yes

Located in Colorado, this city has a population of 99K residents.

Cost Breakdown by Category

Estimated monthly spending: Layton, UT vs Longmont, CO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Layton, UT	Longmont, CO	Difference	Change
Housing	$2,513/mo	$2,927/mo	↑ $414more	16.5%
Transportation	$1,238/mo	$1,463/mo	↑ $225more	18.2%
Other	$1,658/mo	$1,776/mo	↑ $118more	7.1%
Groceries	$970/mo	$1,056/mo	↑ $85.30more	8.8%
All Utilities	$482/mo	$532/mo	↑ $50.54more	10.5%
Healthcare	$639/mo	$648/mo	↑ $9.69more	1.5%

Housing

↑ 16.5%

Layton, UT

$2,513

Longmont, CO

$2,927

Difference

$414

Transportation

↑ 18.2%

Layton, UT

$1,238

Longmont, CO

$1,463

Difference

$225

Other

↑ 7.1%

Layton, UT

$1,658

Longmont, CO

$1,776

Difference

$118

Groceries

↑ 8.8%

Layton, UT

$970

Longmont, CO

$1,056

Difference

$85.30

All Utilities

↑ 10.5%

Layton, UT

$482

Longmont, CO

$532

Difference

$50.54

Healthcare

↑ 1.5%

Layton, UT

$639

Longmont, CO

$648

Difference

$9.69

🏠Rent Comparison

Studio

From$1,370

To$1,520

↑ $150

1 Bed

From$1,450

To$1,680

↑ $230

2 Bed

From$1,830

To$2,050

↑ $220

3 Bed

From$2,450

To$2,760

↑ $310

Layton, UTZIP-level data

1BR range: $1,260–$1,640/mo

Longmont, COZIP-level data

1BR range: $1,540–$1,760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Layton, UT

$8,403

Monthly in Longmont, CO

$903

Difference

Home Values

Layton

Longmont

$529K

Median Value

$570K

↑ +2.3%

YoY Change

↓ -3.3%

↑ +35.7%

5-Year Change

↑ +20.4%

$475K - $583K

Price Range

$479K - $720K

Homes in Longmont are 8% more expensive than Layton

Calculate payment - Layton Calculate payment - Longmont

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $675

Per year

Monthly Difference

$56.25

More take-home

Effective Rate Diff

0.5%

Rate difference

Layton, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Longmont, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Layton, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Longmont, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Layton

Longmont

44 Good

Air Quality

55 Moderate

62.8%

Good Air Days

35.2%

88 Moderate

Climate Risk

95 High

🔥💨

Top Hazards

🌊🌪💨

▲+3.3°F

2050 Outlook

▲+3.3°F

49 days

Heat Days >95°F

28 days

▲+3.3°F

2050 Outlook

▲+3.3°F

49 days

Heat Days >95°F

28 days

Before moving from Layton, UT to Longmont, CO

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Longmont, CO for the same bedroom count and included utilities as your home in Layton, UT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Layton to Longmont moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Longmont, CO by cost, housing, population and region.

Frequently Asked Questions: Layton, UT vs Longmont, CO

How do the cost estimates for Layton, UT and Longmont, CO compare?

Longmont, CO has a modeled overall cost index 11.2% higher than Layton, UT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Layton, UT, the model estimates $160,831 in Longmont, CO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Layton, UT and Longmont, CO?

The modeled two-bedroom rents are $1,830/month in Layton, UT and $2,050/month in Longmont, CO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Utah and Colorado on TaxTakeHome.com