Leadwood, MO vs Grayville, IL: Cost of Living

Which city costs less?

Grayville, IL has a modeled overall cost index 3.7% lower than Leadwood, MO.

Leadwood, MO · modeled 2BR rent
$960 / month
Grayville, IL · modeled 2BR rent
$920 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Leadwood, MO and Grayville, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $135/month in Grayville, IL

$150,000 in your current city has a modeled equivalent of $148,386 in Grayville, IL

Regional cost estimates: Leadwood, MO uses St. Louis, MO. Grayville, IL uses Louisville, KY. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.7%
Less expensive
Monthly Impact
$135
Savings
Annual Impact
$1.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Leadwood, MO

Population:1K
Cost Index:
76.2
100 = national average
Typical Home:$70K

Grayville, IL

Population:1K
Cost Index:
73.4
100 = national average
Typical Home:$81K

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Leadwood, MO

The Show-Me State

1K
Population
State Tax
Yes

Located in Missouri, this city has a population of 1K residents.

Grayville, IL

The Prairie State

1K
Population
State Tax
Yes

Located in Illinois, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Leadwood, MO vs Grayville, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 7.9%
Leadwood, MO
$1,811
Grayville, IL
$1,668
Difference
$142
less
Housing
↑ 6.0%
Leadwood, MO
$1,897
Grayville, IL
$2,012
Difference
$115
more
All Utilities
↓ 16.3%
Leadwood, MO
$645
Grayville, IL
$540
Difference
$105
less
Groceries
↓ 2.5%
Leadwood, MO
$1,143
Grayville, IL
$1,114
Difference
$28.48
less
Healthcare
↑ 3.3%
Leadwood, MO
$634
Grayville, IL
$655
Difference
$20.95
more
Transportation
↑ 0.4%
Leadwood, MO
$1,370
Grayville, IL
$1,376
Difference
$5.90
more

🏠Rent Comparison

Studio
From$730
To$630
↓ $100
1 Bed
From$730
To$700
↓ $30.00
2 Bed
From$960
To$920
↓ $40.00
3 Bed
From$1,240
To$1,160
↓ $80.00
Leadwood, MOZIP-level data

1BR range: $730–$730/mo

Grayville, ILZIP-level data

1BR range: $700–$700/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Leadwood, MO
$7,365
Monthly in Grayville, IL
$135
Difference

Home Values

Leadwood
Grayville
$70K
Median Value
$81K
↓ -6.7%
YoY Change
↓ -3.4%
↑ +56.7%
5-Year Change
↓ -16.6%

Homes in Grayville are 15% more expensive than Leadwood

Calculate payment - LeadwoodCalculate payment - Grayville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $504
Per year
Monthly Difference
$42.00
More take-home
Effective Rate Diff
0.3%
Rate difference

Leadwood, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Grayville, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Leadwood, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Grayville, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Leadwood
Grayville
54 Moderate
Air Quality
50 Good
38%
Good Air Days
50.8%
99 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.9°F
39 days
Heat Days >95°F
37 days
▲+3.0°F
2050 Outlook
▲+2.9°F
39 days
Heat Days >95°F
37 days

Before moving from Leadwood, MO to Grayville, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Grayville, IL for the same bedroom count and included utilities as your home in Leadwood, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Leadwood to Grayville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Grayville, IL by cost, housing, population and region.

Frequently Asked Questions: Leadwood, MO vs Grayville, IL

How do the cost estimates for Leadwood, MO and Grayville, IL compare?

Grayville, IL has a modeled overall cost index 3.7% lower than Leadwood, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Leadwood, MO, the model estimates $148,386 in Grayville, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Leadwood, MO and Grayville, IL?

The modeled two-bedroom rents are $960/month in Leadwood, MO and $920/month in Grayville, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Illinois on TaxTakeHome.com

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