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Cost of Living Comparison 2026

๐Ÿ“ Lemon Grove, CA โ€” ZIP-level rent data ยท COL adjusted from Chula Vista, CA area

$

Numbers update automatically as you type

You'd save $1.8K/month moving to Phoenix, AZ

$150.0K in your current city equals $127.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from San Diego-Chula Vista-Carlsbad, CA area
Overall Cost
โ†“ 24.6%
Less expensive
Monthly Impact
$1,842
Savings
Annual Impact
$22.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lemon Grove, CA

Population:28K
Cost Index:100
Median Home:$738K

Phoenix, AZ

Population:1608K
Cost Index:75
Median Home:$414K

Lemon Grove, CA

The Golden State

28K
Population
State Tax
Yes

Located in California, this city has a population of 28K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Lemon Grove, CA vs Phoenix, AZ

๐Ÿ Housing
โ†“ 37.6%
Lemon Grove, CA
$4,466
Phoenix, AZ
$2,788
Difference
$1,678
less
๐Ÿ“ฆOther
โ†“ 6.7%
Lemon Grove, CA
$1,797
Phoenix, AZ
$1,677
Difference
$120
less
๐Ÿ›’Groceries
โ†“ 8.4%
Lemon Grove, CA
$1,052
Phoenix, AZ
$963
Difference
$88.60
less
โšกAll Utilities
โ†“ 9.2%
Lemon Grove, CA
$618
Phoenix, AZ
$561
Difference
$56.63
less
๐ŸฅHealthcare
โ†“ 5.4%
Lemon Grove, CA
$622
Phoenix, AZ
$589
Difference
$33.41
less
๐Ÿš—Transportation
โ†“ 0.2%
Lemon Grove, CA
$1,492
Phoenix, AZ
$1,489
Difference
$3.44
less

๐Ÿ Rent Comparison

Studio
From$1,518
To$1,390
โ†“ $128
1 Bed
From$1,631
To$1,510
โ†“ $121
2 Bed
From$1,986
To$1,750
โ†“ $236
3 Bed
From$2,649
To$2,330
โ†“ $319
Lemon Grove, CAZIP-level data

1BR range: $2,020โ€“$2,020/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,047
Monthly in Lemon Grove, CA
$8,068
Monthly in Phoenix, AZ
$1,979
Difference

Home Values

Lemon Grove
Phoenix
$738K
Median Value
$414K
โ†“ -2.2%
YoY Change
โ†“ -3.1%
โ†‘ +33.1%
5-Year Change
โ†‘ +30.2%
$738K
Price Range
$274K - $957K

Homes in Phoenix are 44% less expensive than Lemon Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.4K
Per year
Monthly Difference
$449
More take-home
Effective Rate Diff
3.6%
Rate difference

Lemon Grove, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Lemon Grove, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lemon Grove
Phoenix
71 Moderate
Air Quality
77 Moderate
12.8%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
1 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
1 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Arizona on TaxTakeHome.com

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