Is Phoenix, AZ cheaper than Leominster, MA?

Based on cost of living data, Phoenix, AZ is 21.1% cheaper than Leominster, MA. This translates to saving $1585 per month.

What salary do I need in Phoenix, AZ to live like I do in Leominster, MA?

If you earn $150,000 in Leominster, MA, you'd need approximately $130,978.953 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Leominster, MA and Phoenix, AZ?

Housing in Phoenix, AZ is 33.1% cheaper than in Leominster, MA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,381/month in Leominster, MA.

How much can I save per month by moving from Leominster, MA to Phoenix, AZ?

Moving from Leominster, MA to Phoenix, AZ could save you approximately $1585 per month, or $19021 per year, based on a $150,000 salary.

Leominster, MA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Leominster, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Leominster, MA

Numbers update automatically as you type

You'd save $1.6K/month moving to Phoenix, AZ

$150.0K in your current city equals $131.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 21.1%

Less expensive

Monthly Impact

$1,585

Savings

Annual Impact

$19.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Leominster, MA

Population:44K

Cost Index:100

Median Home:$452K

Phoenix, AZ

Population:1608K

Cost Index:79

Median Home:$414K

Leominster, MA

The Bay State

44K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 44K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Leominster, MA vs Phoenix, AZ

Category	Leominster, MA	Phoenix, AZ	Difference	Change
🏠Housing	$4,170/mo	$2,788/mo	↓ $1,381less	33.1%
🚗Transportation	$1,608/mo	$1,489/mo	↓ $119less	7.4%
⚡All Utilities	$671/mo	$561/mo	↓ $110less	16.3%
🏥Healthcare	$697/mo	$589/mo	↓ $108less	15.5%
📦Other	$1,602/mo	$1,677/mo	↑ $74.88more	4.7%
🛒Groceries	$1,011/mo	$963/mo	↓ $48.07less	4.8%

🏠Housing

↓ 33.1%

Leominster, MA

$4,170

Phoenix, AZ

$2,788

Difference

$1,381

less

🚗Transportation

↓ 7.4%

Leominster, MA

$1,608

Phoenix, AZ

$1,489

Difference

$119

less

⚡All Utilities

↓ 16.3%

Leominster, MA

$671

Phoenix, AZ

$561

Difference

$110

less

🏥Healthcare

↓ 15.5%

Leominster, MA

$697

Phoenix, AZ

$589

Difference

$108

less

📦Other

↑ 4.7%

Leominster, MA

$1,602

Phoenix, AZ

$1,677

Difference

$74.88

🛒Groceries

↓ 4.8%

Leominster, MA

$1,011

Phoenix, AZ

$963

Difference

$48.07

less

🏠Rent Comparison

Studio

From$963

To$1,390

↑ $427

1 Bed

From$1,112

To$1,510

↑ $398

2 Bed

From$1,381

To$1,750

↑ $369

3 Bed

From$1,777

To$2,330

↑ $553

Leominster, MAZIP-level data

1BR range: $1,490–$1,490/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,759

Monthly in Leominster, MA

$8,068

Monthly in Phoenix, AZ

$1,691

Difference

Home Values

Leominster

Phoenix

$452K

Median Value

$414K

↑ +1.9%

YoY Change

↓ -3.1%

↑ +45.5%

5-Year Change

↑ +30.2%

$452K

Price Range

$274K - $957K

Homes in Phoenix are 8% less expensive than Leominster

Calculate payment - Leominster Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$189

More take-home

Effective Rate Diff

1.5%

Rate difference

Leominster, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Leominster, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.