Lewisport, KY vs Rural Retreat, VA: Cost of Living

Which city costs less?

Rural Retreat, VA has a modeled overall cost index 3.6% higher than Lewisport, KY.

Lewisport, KY · modeled 2BR rent
$1,020 / month
Rural Retreat, VA · modeled 2BR rent
$910 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lewisport, KY and Rural Retreat, VA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $266/month in Rural Retreat, VA

$150,000 in your current city has a modeled equivalent of $153,195 in Rural Retreat, VA

Regional cost estimates: Lewisport, KY uses Louisville, KY. Rural Retreat, VA uses Winston-Salem, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 3.6%
More expensive
Monthly Impact
$266
Extra cost
Annual Impact
$3.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lewisport, KY

Population:2K
Cost Index:
78.9
100 = national average
Typical Home:$199K

Rural Retreat, VA

Population:2K
Cost Index:
81.7
100 = national average
Typical Home:$204K

Planning the move to Rural Retreat?

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Lewisport, KY

The Bluegrass State

2K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 2K residents.

Rural Retreat, VA

The Old Dominion State

2K
Population
State Tax
Yes

Located in Virginia, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Lewisport, KY vs Rural Retreat, VA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 4.7%
Lewisport, KY
$2,072
Rural Retreat, VA
$2,170
Difference
$98.18
more
All Utilities
↑ 14.4%
Lewisport, KY
$536
Rural Retreat, VA
$613
Difference
$77.08
more
Other
↑ 3.6%
Lewisport, KY
$1,718
Rural Retreat, VA
$1,780
Difference
$62.47
more
Healthcare
↑ 9.1%
Lewisport, KY
$651
Rural Retreat, VA
$710
Difference
$59.14
more
Transportation
↓ 4.0%
Lewisport, KY
$1,417
Rural Retreat, VA
$1,360
Difference
$56.52
less
Groceries
↑ 2.3%
Lewisport, KY
$1,107
Rural Retreat, VA
$1,133
Difference
$25.92
more

🏠Rent Comparison

Studio
From$770
To$730
↓ $40.00
1 Bed
From$780
To$760
↓ $20.00
2 Bed
From$1,020
To$910
↓ $110
3 Bed
From$1,350
To$1,220
↓ $130
Lewisport, KYZIP-level data

1BR range: $780–$780/mo

Rural Retreat, VAZIP-level data

1BR range: $760–$760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Lewisport, KY
$7,766
Monthly in Rural Retreat, VA
$266
Difference

Home Values

Lewisport
Rural Retreat
$199K
Median Value
$204K
↓ -1.6%
YoY Change
↑ +0.7%
↑ +29%
5-Year Change
↑ +40.3%

Homes in Rural Retreat are 2% more expensive than Lewisport

Calculate payment - LewisportCalculate payment - Rural Retreat

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $868
More taxes
Monthly Difference
$72.29
Less take-home
Effective Rate Diff
0.6%
Rate difference

Lewisport, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Rural Retreat, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Additional Tax Information

Lewisport, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Rural Retreat, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lewisport
Rural Retreat
50 Good
Air Quality
47 Good
50.8%
Good Air Days
57.4%
98 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+2.9°F
2050 Outlook
▲+2.8°F
37 days
Heat Days >95°F
30 days
▲+2.9°F
2050 Outlook
▲+2.8°F
37 days
Heat Days >95°F
30 days

Before moving from Lewisport, KY to Rural Retreat, VA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Rural Retreat, VA for the same bedroom count and included utilities as your home in Lewisport, KY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lewisport to Rural Retreat moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rural Retreat, VA by cost, housing, population and region.

Frequently Asked Questions: Lewisport, KY vs Rural Retreat, VA

How do the cost estimates for Lewisport, KY and Rural Retreat, VA compare?

Rural Retreat, VA has a modeled overall cost index 3.6% higher than Lewisport, KY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lewisport, KY, the model estimates $153,195 in Rural Retreat, VA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lewisport, KY and Rural Retreat, VA?

The modeled two-bedroom rents are $1,020/month in Lewisport, KY and $910/month in Rural Retreat, VA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Kentucky and Virginia on TaxTakeHome.com

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