Is Dallas, TX cheaper than Lexington-Fayette urban county, KY?

Based on cost of living data, Dallas, TX is 8.6% more expensive than Lexington-Fayette urban county, KY. This translates to spending an extra $645 per month.

What salary do I need in Dallas, TX to live like I do in Lexington-Fayette urban county, KY?

If you earn $150,000 in Lexington-Fayette urban county, KY, you'd need approximately $157,741.935 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Lexington-Fayette urban county, KY and Dallas, TX?

Housing in Dallas, TX is 2.2% more expensive than in Lexington-Fayette urban county, KY. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,000/month in Lexington-Fayette urban county, KY.

How much can I save per month by moving from Lexington-Fayette urban county, KY to Dallas, TX?

Living in Dallas, TX costs approximately $645 more per month than Lexington-Fayette urban county, KY, or $7742 more per year, based on a $150,000 salary.

Lexington-Fayette urban county, KY vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Lexington-Fayette urban county, KY

Numbers update automatically as you type

You'd spend $645/month more in Dallas, TX

$150.0K in your current city equals $157.7K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 8.6%

More expensive

Monthly Impact

$645

Extra cost

Annual Impact

$7.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lexington-Fayette urban county, KY

Population:320K

Cost Index:

100

100 = national average

Median Home:$345K

Dallas, TX

Population:1304K

Cost Index:

109

(9% above avg)

Median Home:$292K

Lexington-Fayette urban county, KY

The Bluegrass State

320K

Population

State Tax

Yes

Located in Kentucky, this city has a population of 320K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Lexington-Fayette urban county, KY vs Dallas, TX

Category	Lexington-Fayette urban county, KY	Dallas, TX	Difference	Change
Other	$1,641/mo	$1,774/mo	↑ $134more	8.2%
All Utilities	$464/mo	$563/mo	↑ $98.36more	21.2%
Transportation	$1,216/mo	$1,298/mo	↑ $81.96more	6.7%
Healthcare	$551/mo	$632/mo	↑ $80.54more	14.6%
Housing	$2,339/mo	$2,391/mo	↑ $51.97more	2.2%
Groceries	$959/mo	$979/mo	↑ $19.99more	2.1%

Other

↑ 8.2%

Lexington-Fayette urban county, KY

$1,641

Dallas, TX

$1,774

Difference

$134

All Utilities

↑ 21.2%

Lexington-Fayette urban county, KY

$464

Dallas, TX

$563

Difference

$98.36

Transportation

↑ 6.7%

Lexington-Fayette urban county, KY

$1,216

Dallas, TX

$1,298

Difference

$81.96

Healthcare

↑ 14.6%

Lexington-Fayette urban county, KY

$551

Dallas, TX

$632

Difference

$80.54

Housing

↑ 2.2%

Lexington-Fayette urban county, KY

$2,339

Dallas, TX

$2,391

Difference

$51.97

Groceries

↑ 2.1%

Lexington-Fayette urban county, KY

$959

Dallas, TX

$979

Difference

$19.99

🏠Rent Comparison

Studio

From$720

To$1,450

↑ $730

1 Bed

From$820

To$1,505

↑ $685

2 Bed

From$1,000

To$1,765

↑ $765

3 Bed

From$1,350

To$2,220

↑ $870

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,170

Monthly in Lexington-Fayette urban county, KY

$7,637

Monthly in Dallas, TX

$467

Difference

Home Values

Lexington-Fayette urban county

Dallas

Median Value

$292K

YoY Change

↓ -3.1%

5-Year Change

↑ +27.1%

Price Range

$138K - $2.01M

Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Lexington-Fayette urban county, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Lexington-Fayette urban county, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.