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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $242/month more in New Orleans, LA

$150.0K in your current city equals $152.9K in New Orleans, LA

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
3.2%
More expensive
Monthly Impact
$242
Extra cost
Annual Impact
$2.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lexington-Fayette urban county, KY

Population:320K
Cost Index:
100
100 = national average
Median Home:$345K

New Orleans, LA

Population:384K
Cost Index:
103
(3% above avg)
Median Home:$223K

Lexington-Fayette urban county, KY

The Bluegrass State

320K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 320K residents.

New Orleans, LA

The Pelican State

384K
Population
State Tax
Yes

Located in Louisiana, this city has a population of 384K residents.

Cost Breakdown by Category

Annual spending: Lexington-Fayette urban county, KY vs New Orleans, LA

Other
15.3%
Lexington-Fayette urban county, KY
$1,641
New Orleans, LA
$1,892
Difference
$251
more
Healthcare
14.6%
Lexington-Fayette urban county, KY
$551
New Orleans, LA
$471
Difference
$80.54
less
Housing
2.2%
Lexington-Fayette urban county, KY
$2,339
New Orleans, LA
$2,391
Difference
$51.97
more
Transportation
2.2%
Lexington-Fayette urban county, KY
$1,216
New Orleans, LA
$1,243
Difference
$27.32
more
All Utilities
4.7%
Lexington-Fayette urban county, KY
$464
New Orleans, LA
$486
Difference
$21.86
more
Groceries
1.0%
Lexington-Fayette urban county, KY
$959
New Orleans, LA
$969
Difference
$9.99
more

🏠Rent Comparison

Studio
From$720
To$1,010
$290
1 Bed
From$820
To$1,145
$325
2 Bed
From$1,000
To$1,375
$375
3 Bed
From$1,350
To$1,745
$395
New Orleans, LAZIP-level data

1BR range: $1,120$1,680/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,170
Monthly in Lexington-Fayette urban county, KY
$7,452
Monthly in New Orleans, LA
$282
Difference

Home Values

Lexington-Fayette urban county
New Orleans
-
Median Value
$223K
-
YoY Change
↓ -3.5%
-
5-Year Change
↓ -7.8%
-
Price Range
$146K - $508K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$250
More taxes
Monthly Difference
$20.83
Less take-home
Effective Rate Diff
0.2%
Rate difference

Lexington-Fayette urban county, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

New Orleans, LA

Federal Income Tax
Effective: 18.9%
$25.5K
Louisiana State Tax
Effective: 5.2%
$7.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.8%
$44.8K
Take-Home Pay
$8,770/month
$105.2K

Additional Tax Information

Lexington-Fayette urban county, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

New Orleans, LA Tax Rates

Sales Tax:9.6%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lexington-Fayette urban county
New Orleans
41 Good
Air Quality
41 Good
79.2%
Good Air Days
70.2%
92 Moderate
Climate Risk
98 High
🌪💨
Top Hazards
🌊🌀🌡
+3.0°F
2050 Outlook
+2.2°F
21 days
Heat Days >95°F
46 days
+3.0°F
2050 Outlook
+2.2°F
21 days
Heat Days >95°F
46 days

What to Consider When Moving from Lexington-Fayette urban county, KY to New Orleans, LA

Relocating from Lexington-Fayette urban county, KY to New Orleans, LA involves more than just comparing rent prices. While the overall cost of living is roughly 3% higher in New Orleans, LA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in New Orleans, LA is 2% more expensive than in Lexington-Fayette urban county, KY. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in New Orleans, LA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in New Orleans, LA to match your current standard of living in Lexington-Fayette urban county, KY.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit New Orleans, LA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Lexington-Fayette urban county, KY vs New Orleans, LA

Is New Orleans, LA cheaper than Lexington-Fayette urban county, KY?

New Orleans, LA is approximately 3.2% more expensive than Lexington-Fayette urban county, KY overall. On a $150,000 salary, that translates to roughly $242/month in additional expenses. Housing is the biggest factor, costing 2% more in New Orleans, LA.

What salary do I need in New Orleans, LA to match my lifestyle in Lexington-Fayette urban county, KY?

If you currently earn $150,000 in Lexington-Fayette urban county, KY, you would need approximately $152,903 in New Orleans, LA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Lexington-Fayette urban county, KY and New Orleans, LA?

A two-bedroom apartment averages $1,000/month in Lexington-Fayette urban county, KY compared to $1,375/month in New Orleans, LA. One-bedroom apartments are $820/month in Lexington-Fayette urban county, KY vs $1,145/month in New Orleans, LA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Lexington-Fayette urban county, KY or New Orleans, LA?

Groceries are about 1% more expensive in New Orleans, LA than in Lexington-Fayette urban county, KY, which adds roughly $9.99/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Lexington-Fayette urban county, KY to New Orleans, LA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Kentucky and Louisiana on TaxTakeHome.com

Where your money goes further

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