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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $501/month more in Port St. Lucie, FL

$150.0K in your current city equals $156.0K in Port St. Lucie, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 6.7%
More expensive
Monthly Impact
$501
Extra cost
Annual Impact
$6.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lexington-Fayette urban county, KY

Population:320K
Cost Index:
100
100 = national average
Median Home:$345K

Port St. Lucie, FL

Population:245K
Cost Index:
107
(7% above avg)
Median Home:$390K

Lexington-Fayette urban county, KY

The Bluegrass State

320K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 320K residents.

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Lexington-Fayette urban county, KY vs Port St. Lucie, FL

Other
โ†‘ 6.2%
Lexington-Fayette urban county, KY
$1,641
Port St. Lucie, FL
$1,741
Difference
$101
more
All Utilities
โ†‘ 21.2%
Lexington-Fayette urban county, KY
$464
Port St. Lucie, FL
$563
Difference
$98.64
more
Groceries
โ†‘ 4.3%
Lexington-Fayette urban county, KY
$959
Port St. Lucie, FL
$1,000
Difference
$41.05
more
Transportation
โ†‘ 1.7%
Lexington-Fayette urban county, KY
$1,216
Port St. Lucie, FL
$1,237
Difference
$21.11
more
Healthcare
โ†‘ 1.5%
Lexington-Fayette urban county, KY
$551
Port St. Lucie, FL
$559
Difference
$8.02
more
Housing
โ†‘ 0.2%
Lexington-Fayette urban county, KY
$2,339
Port St. Lucie, FL
$2,343
Difference
$4.17
more

๐Ÿ Rent Comparison

Studio
From$720
To$1,474
โ†‘ $754
1 Bed
From$820
To$1,490
โ†‘ $670
2 Bed
From$1,000
To$1,781
โ†‘ $781
3 Bed
From$1,350
To$2,456
โ†‘ $1,106
Port St. Lucie, FLZIP-level data

1BR range: $1,570โ€“$2,090/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,170
Monthly in Lexington-Fayette urban county, KY
$7,444
Monthly in Port St. Lucie, FL
$274
Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.5K
Per year
Monthly Difference
$625
More take-home
Effective Rate Diff
5.0%
Rate difference

Lexington-Fayette urban county, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Lexington-Fayette urban county, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lexington-Fayette urban county
Port St. Lucie
41 Good
Air Quality
41 Good
79.2%
Good Air Days
75.6%
92 Moderate
Climate Risk
98 High
๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒ€๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
21 days
Heat Days >95ยฐF
58 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
21 days
Heat Days >95ยฐF
58 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Florida on TaxTakeHome.com

Where your money goes further

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