Is St. Petersburg, FL cheaper than Lexington-Fayette urban county, KY?

Based on cost of living data, St. Petersburg, FL is 10.8% more expensive than Lexington-Fayette urban county, KY. This translates to spending an extra $806 per month.

What salary do I need in St. Petersburg, FL to live like I do in Lexington-Fayette urban county, KY?

If you earn $150,000 in Lexington-Fayette urban county, KY, you'd need approximately $159,677.419 in St. Petersburg, FL to maintain the same standard of living.

How does housing cost compare between Lexington-Fayette urban county, KY and St. Petersburg, FL?

Housing in St. Petersburg, FL is 15.6% more expensive than in Lexington-Fayette urban county, KY. For a two-bedroom apartment, rent is $2,040/month in St. Petersburg, FL compared to $1,000/month in Lexington-Fayette urban county, KY.

How much can I save per month by moving from Lexington-Fayette urban county, KY to St. Petersburg, FL?

Living in St. Petersburg, FL costs approximately $806 more per month than Lexington-Fayette urban county, KY, or $9677 more per year, based on a $150,000 salary.

Lexington-Fayette urban county, KY vs St. Petersburg, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Lexington-Fayette urban county, KY

Numbers update automatically as you type

You'd spend $806/month more in St. Petersburg, FL

$150.0K in your current city equals $159.7K in St. Petersburg, FL

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 10.8%

More expensive

Monthly Impact

$806

Extra cost

Annual Impact

$9.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lexington-Fayette urban county, KY

Population:320K

Cost Index:

100

100 = national average

Median Home:$345K

St. Petersburg, FL

Population:264K

Cost Index:

111

(11% above avg)

Median Home:$333K

Lexington-Fayette urban county, KY

The Bluegrass State

320K

Population

State Tax

Yes

Located in Kentucky, this city has a population of 320K residents.

St. Petersburg, FL

The Sunshine State

264K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 264K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Lexington-Fayette urban county, KY vs St. Petersburg, FL

Category	Lexington-Fayette urban county, KY	St. Petersburg, FL	Difference	Change
Housing	$2,339/mo	$2,703/mo	↑ $364more	15.6%
Other	$1,641/mo	$1,808/mo	↑ $167more	10.2%
All Utilities	$464/mo	$574/mo	↑ $109more	23.5%
Transportation	$1,216/mo	$1,284/mo	↑ $68.30more	5.6%
Groceries	$959/mo	$1,019/mo	↑ $59.96more	6.3%
Healthcare	$551/mo	$570/mo	↑ $18.59more	3.4%

Housing

↑ 15.6%

Lexington-Fayette urban county, KY

$2,339

St. Petersburg, FL

$2,703

Difference

$364

Other

↑ 10.2%

Lexington-Fayette urban county, KY

$1,641

St. Petersburg, FL

$1,808

Difference

$167

All Utilities

↑ 23.5%

Lexington-Fayette urban county, KY

$464

St. Petersburg, FL

$574

Difference

$109

Transportation

↑ 5.6%

Lexington-Fayette urban county, KY

$1,216

St. Petersburg, FL

$1,284

Difference

$68.30

Groceries

↑ 6.3%

Lexington-Fayette urban county, KY

$959

St. Petersburg, FL

$1,019

Difference

$59.96

Healthcare

↑ 3.4%

Lexington-Fayette urban county, KY

$551

St. Petersburg, FL

$570

Difference

$18.59

🏠Rent Comparison

Studio

From$720

To$1,640

↑ $920

1 Bed

From$820

To$1,750

↑ $930

2 Bed

From$1,000

To$2,040

↑ $1,040

3 Bed

From$1,350

To$2,610

↑ $1,260

St. Petersburg, FLZIP-level data

1BR range: $1,420–$2,500/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,170

Monthly in Lexington-Fayette urban county, KY

$7,958

Monthly in St. Petersburg, FL

$787

Difference

Home Values

Lexington-Fayette urban county

St. Petersburg

Median Value

$333K

YoY Change

↓ -7.3%

5-Year Change

↑ +29%

Price Range

$162K - $712K

Calculate payment - St. Petersburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Lexington-Fayette urban county, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

St. Petersburg, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Lexington-Fayette urban county, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

St. Petersburg, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.