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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

Lexington, KY and Lexington-Fayette urban county, KY have similar living costs

$150.0K in your current city equals $150.0K in Lexington-Fayette urban county, KY

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lexington, KY

Population:323K
Cost Index:
100
100 = national average
Median Home:$345K

Lexington-Fayette urban county, KY

Population:320K
Cost Index:
100
(national average)
Median Home:$345K

Lexington, KY

The Bluegrass State

323K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 323K residents.

Lexington-Fayette urban county, KY

The Bluegrass State

320K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 320K residents.

Cost Breakdown by Category

Annual spending: Lexington, KY vs Lexington-Fayette urban county, KY

Housing
0.0%
Lexington, KY
$2,339
Lexington-Fayette urban county, KY
$2,339
Difference
$0
same
Groceries
0.0%
Lexington, KY
$959
Lexington-Fayette urban county, KY
$959
Difference
$0
same
Transportation
0.0%
Lexington, KY
$1,216
Lexington-Fayette urban county, KY
$1,216
Difference
$0
same
All Utilities
0.0%
Lexington, KY
$464
Lexington-Fayette urban county, KY
$464
Difference
$0
same
Healthcare
0.0%
Lexington, KY
$551
Lexington-Fayette urban county, KY
$551
Difference
$0
same
Other
0.0%
Lexington, KY
$1,641
Lexington-Fayette urban county, KY
$1,641
Difference
$0
same

🏛️ Local Income Taxes

Lexington, KY: Lexington Occupational Tax$3,750/yr (2.5%)

Lexington-Fayette urban county, KY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$960
To$720
$240
1 Bed
From$1,180
To$820
$360
2 Bed
From$1,390
To$1,000
$390
3 Bed
From$1,900
To$1,350
$550
Lexington, KYZIP-level data

1BR range: $940$1,500/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,170
Monthly in Lexington, KY
$7,170
Monthly in Lexington-Fayette urban county, KY
$0
Difference

Home Values

Lexington
Lexington-Fayette urban county
$345K
Median Value
-
↑ +5%
YoY Change
-
↑ +43.5%
5-Year Change
-
$214K - $711K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Lexington, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Lexington-Fayette urban county, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Lexington, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Lexington-Fayette urban county, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lexington
Lexington-Fayette urban county
41 Good
Air Quality
41 Good
79.2%
Good Air Days
79.2%
92 Moderate
Climate Risk
92 Moderate
🌪💨
Top Hazards
🌪💨
+3.0°F
2050 Outlook
+3.0°F
21 days
Heat Days >95°F
21 days
+3.0°F
2050 Outlook
+3.0°F
21 days
Heat Days >95°F
21 days

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