Lexington, OH vs Holts Summit, MO: Cost of Living

Which city costs less?

Holts Summit, MO has a modeled overall cost index 3.4% lower than Lexington, OH.

Lexington, OH · modeled 2BR rent
$1,070 / month
Holts Summit, MO · modeled 2BR rent
$1,110 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Lexington, OH and Holts Summit, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $324/month in Holts Summit, MO

$150,000 in your current city has a modeled equivalent of $146,111 in Holts Summit, MO

Regional cost estimates: Lexington, OH uses Columbus, OH. Holts Summit, MO uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.4%
Less expensive
Monthly Impact
$324
Savings
Annual Impact
$3.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lexington, OH

Population:5K
Cost Index:
81.5
100 = national average
Typical Home:$259K

Holts Summit, MO

Population:5K
Cost Index:
78.8
100 = national average
Typical Home:$270K

Planning the move to Holts Summit?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Lexington, OH

The Buckeye State

5K
Population
State Tax
Yes

Located in Ohio, this city has a population of 5K residents.

Holts Summit, MO

The Show-Me State

5K
Population
State Tax
Yes

Located in Missouri, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Lexington, OH vs Holts Summit, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 8.9%
Lexington, OH
$2,004
Holts Summit, MO
$1,825
Difference
$179
less
Transportation
↓ 11.1%
Lexington, OH
$1,482
Holts Summit, MO
$1,318
Difference
$164
less
Healthcare
↓ 13.3%
Lexington, OH
$692
Holts Summit, MO
$600
Difference
$92.00
less
All Utilities
↑ 15.3%
Lexington, OH
$529
Holts Summit, MO
$610
Difference
$80.72
more
Other
↑ 3.2%
Lexington, OH
$1,689
Holts Summit, MO
$1,742
Difference
$53.20
more
Groceries
↓ 2.1%
Lexington, OH
$1,105
Holts Summit, MO
$1,081
Difference
$23.17
less

🏠Rent Comparison

Studio
From$800
To$840
↑ $40.00
1 Bed
From$870
To$850
↓ $20.00
2 Bed
From$1,070
To$1,110
↑ $40.00
3 Bed
From$1,290
To$1,330
↑ $40.00
Lexington, OHZIP-level data

1BR range: $870–$870/mo

Holts Summit, MOZIP-level data

1BR range: $850–$850/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Lexington, OH
$7,176
Monthly in Holts Summit, MO
$324
Difference

Home Values

Lexington
Holts Summit
$259K
Median Value
$270K
↑ +6.7%
YoY Change
↑ +2.9%
↑ +46.5%
5-Year Change
↑ +30.2%

Homes in Holts Summit are 4% more expensive than Lexington

Calculate payment - LexingtonCalculate payment - Holts Summit

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.5K
More taxes
Monthly Difference
$292
Less take-home
Effective Rate Diff
2.3%
Rate difference

Lexington, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Holts Summit, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Lexington, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Holts Summit, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lexington
Holts Summit
53 Moderate
Air Quality
54 Moderate
41.3%
Good Air Days
38%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days
▲+3.1°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days

Before moving from Lexington, OH to Holts Summit, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Holts Summit, MO for the same bedroom count and included utilities as your home in Lexington, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lexington to Holts Summit moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Holts Summit, MO by cost, housing, population and region.

Frequently Asked Questions: Lexington, OH vs Holts Summit, MO

How do the cost estimates for Lexington, OH and Holts Summit, MO compare?

Holts Summit, MO has a modeled overall cost index 3.4% lower than Lexington, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lexington, OH, the model estimates $146,111 in Holts Summit, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lexington, OH and Holts Summit, MO?

The modeled two-bedroom rents are $1,070/month in Lexington, OH and $1,110/month in Holts Summit, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Missouri on TaxTakeHome.com

Similar cost to Holts Summit, MO

Other cities in a similar price range

Indianapolis, INColumbus, OHKansas City, MO

Want to compare different cities?

New Comparison