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Cost of Living Comparison 2026

📍 Liberty, MO — COL adjusted from Kansas City, MO area + state data

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Phoenix, AZ

$150.0K in your current city equals $169.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
↑ 22.1%
More expensive
Monthly Impact
$1,657
Extra cost
Annual Impact
$19.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Liberty, MO

Population:31K
Cost Index:100
Median Home:$257K

Phoenix, AZ

Population:1608K
Cost Index:122
Median Home:$414K

Liberty, MO

The Show-Me State

31K
Population
State Tax
Yes

Located in Missouri, this city has a population of 31K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Liberty, MO vs Phoenix, AZ

🏠Housing
↑ 56.7%
Liberty, MO
$1,779
Phoenix, AZ
$2,788
Difference
$1,009
more
🚗Transportation
↑ 30.4%
Liberty, MO
$1,142
Phoenix, AZ
$1,489
Difference
$347
more
📦Other
↑ 11.1%
Liberty, MO
$1,509
Phoenix, AZ
$1,677
Difference
$168
more
🛒Groceries
↑ 4.7%
Liberty, MO
$920
Phoenix, AZ
$963
Difference
$43.34
more
⚡All Utilities
↑ 8.1%
Liberty, MO
$519
Phoenix, AZ
$561
Difference
$42.24
more
🏥Healthcare
↑ 0.0%
Liberty, MO
$588
Phoenix, AZ
$589
Difference
$0.18
more

🏠Rent Comparison

Studio
From$559
To$1,390
↑ $831
1 Bed
From$639
To$1,510
↑ $871
2 Bed
From$798
To$1,750
↑ $952
3 Bed
From$1,078
To$2,330
↑ $1,252
Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,457
Monthly in Liberty, MO
$8,068
Monthly in Phoenix, AZ
$1,610
Difference

Home Values

Liberty
Phoenix
-
Median Value
$414K
-
YoY Change
↓ -3.1%
-
5-Year Change
↑ +30.2%
-
Price Range
$274K - $957K
Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.7K
Per year
Monthly Difference
$225
More take-home
Effective Rate Diff
1.8%
Rate difference

Liberty, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Liberty, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Liberty
Phoenix
46 Good
Air Quality
77 Moderate
59.3%
Good Air Days
9%
97 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.3°F
2050 Outlook
▲+2.7°F
44 days
Heat Days >95°F
162 days
▲+3.3°F
2050 Outlook
▲+2.7°F
44 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Missouri and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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