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Cost of Living Comparison 2026

📍 Lima, OH — ZIP-level rent data · COL adjusted from Fort Wayne, IN area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Austin, TX

$150.0K in your current city equals $168.0K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 20.0%
More expensive
Monthly Impact
$1,500
Extra cost
Annual Impact
$18.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lima, OH

Population:35K
Cost Index:100
Median Home:$133K

Austin, TX

Population:979K
Cost Index:120
Median Home:$558K

Lima, OH

The Buckeye State

35K
Population
State Tax
Yes

Located in Ohio, this city has a population of 35K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Lima, OH vs Austin, TX

🏠Housing
↑ 53.3%
Lima, OH
$1,881
Austin, TX
$2,885
Difference
$1,003
more
📦Other
↑ 13.0%
Lima, OH
$1,541
Austin, TX
$1,741
Difference
$200
more
🚗Transportation
↑ 4.5%
Lima, OH
$1,229
Austin, TX
$1,284
Difference
$55.08
more
⚡All Utilities
↑ 5.8%
Lima, OH
$511
Austin, TX
$541
Difference
$29.75
more
🛒Groceries
↑ 2.6%
Lima, OH
$935
Austin, TX
$959
Difference
$24.42
more
🏥Healthcare
↓ 0.6%
Lima, OH
$592
Austin, TX
$589
Difference
$3.65
less

🏛️ Local Income Taxes

Lima, OH: Lima Municipal Income Tax$2,250/yr (1.5%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$858
To$1,585
↑ $727
1 Bed
From$858
To$1,685
↑ $827
2 Bed
From$1,127
To$1,995
↑ $868
3 Bed
From$1,365
To$2,525
↑ $1,160
Lima, OHZIP-level data

1BR range: $820–$880/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,689
Monthly in Lima, OH
$7,998
Monthly in Austin, TX
$1,309
Difference

Home Values

Lima
Austin
$133K
Median Value
$558K
↑ +0.9%
YoY Change
↓ -5%
↑ +36.6%
5-Year Change
↑ +12.6%
$76K - $183K
Price Range
$272K - $1.26M

Homes in Austin are 319% more expensive than Lima

Calculate payment - LimaCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.4K
Per year
Monthly Difference
$369
More take-home
Effective Rate Diff
3.0%
Rate difference

Lima, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Lima, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lima
Austin
45 Good
Air Quality
52 Moderate
62.6%
Good Air Days
42.6%
91 Moderate
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+2.5°F
17 days
Heat Days >95°F
98 days
▲+3.1°F
2050 Outlook
▲+2.5°F
17 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Ohio and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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