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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $195/month more in Grand Rapids, MI

$150.0K in your current city equals $152.3K in Grand Rapids, MI

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
2.6%
More expensive
Monthly Impact
$195
Extra cost
Annual Impact
$2.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lincoln, NE

Population:295K
Cost Index:
100
100 = national average
Median Home:$274K

Grand Rapids, MI

Population:197K
Cost Index:
103
(3% above avg)
Median Home:$288K

Lincoln, NE

The Cornhusker State

295K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 295K residents.

Grand Rapids, MI

The Great Lakes State

197K
Population
State Tax
Yes

Located in Michigan, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Lincoln, NE vs Grand Rapids, MI

Transportation
16.1%
Lincoln, NE
$1,243
Grand Rapids, MI
$1,444
Difference
$201
more
Housing
6.3%
Lincoln, NE
$2,105
Grand Rapids, MI
$1,973
Difference
$132
less
Other
4.8%
Lincoln, NE
$1,574
Grand Rapids, MI
$1,649
Difference
$75.36
more
Healthcare
6.8%
Lincoln, NE
$682
Grand Rapids, MI
$728
Difference
$46.48
more
All Utilities
9.5%
Lincoln, NE
$470
Grand Rapids, MI
$515
Difference
$44.83
more
Groceries
2.4%
Lincoln, NE
$949
Grand Rapids, MI
$972
Difference
$22.41
more

🏛️ Local Income Taxes

Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)

Lincoln, NE has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$920
To$1,334
$414
1 Bed
From$1,000
To$1,375
$375
2 Bed
From$1,230
To$1,652
$422
3 Bed
From$1,705
To$2,134
$429
Lincoln, NEZIP-level data

1BR range: $820$1,350/mo

Grand Rapids, MIZIP-level data

1BR range: $1,280$1,420/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,022
Monthly in Lincoln, NE
$7,280
Monthly in Grand Rapids, MI
$258
Difference

Home Values

Lincoln
Grand Rapids
$274K
Median Value
$288K
↑ +3.8%
YoY Change
↑ +2.2%
↑ +36%
5-Year Change
↑ +40.6%
$194K - $575K
Price Range
$229K - $481K

Homes in Grand Rapids are 5% more expensive than Lincoln

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.0K
Per year
Monthly Difference
$247
More take-home
Effective Rate Diff
2.0%
Rate difference

Lincoln, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Grand Rapids, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Lincoln, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

Grand Rapids, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lincoln
Grand Rapids
41 Good
Air Quality
43 Good
83.7%
Good Air Days
68.6%
91 Moderate
Climate Risk
98 High
🌪💨
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+3.3°F
38 days
Heat Days >95°F
13 days
+3.3°F
2050 Outlook
+3.3°F
38 days
Heat Days >95°F
13 days

💰 See how taxes change too — compare take-home pay between Nebraska and Michigan on TaxTakeHome.com

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