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Cost of Living Comparison 2026

Compare Lincoln, NE and Overland Park, KS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $235/month moving to Overland Park, KS

$150.0K in your current city equals $147.2K in Overland Park, KS

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↓ 3.1%
Less expensive
Monthly Impact
$235
Savings
Annual Impact
$2.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lincoln, NE

Population:295K
Cost Index:
100
100 = national average
Median Home:$274K

Overland Park, KS

Population:197K
Cost Index:
97
(3% below avg)
Median Home:$344K

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Lincoln, NE

The Cornhusker State

295K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 295K residents.

Overland Park, KS

The Sunflower State

197K
Population
State Tax
Yes

Located in Kansas, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Lincoln, NE vs Overland Park, KS

Housing
↓ 11.9%
Lincoln, NE
$2,105
Overland Park, KS
$1,856
Difference
$249
less
Healthcare
↓ 11.8%
Lincoln, NE
$682
Overland Park, KS
$601
Difference
$80.62
less
All Utilities
↑ 12.8%
Lincoln, NE
$470
Overland Park, KS
$530
Difference
$60.04
more
Transportation
↓ 4.2%
Lincoln, NE
$1,243
Overland Park, KS
$1,191
Difference
$52.32
less
Groceries
↓ 1.0%
Lincoln, NE
$949
Overland Park, KS
$939
Difference
$9.81
less
Other
↑ 0.0%
Lincoln, NE
$1,574
Overland Park, KS
$1,574
Difference
$0.43
more

🏠Rent Comparison

Studio
From$920
To$1,082
↑ $162
1 Bed
From$1,000
To$1,182
↑ $182
2 Bed
From$1,230
To$1,340
↑ $110
3 Bed
From$1,705
To$1,748
↑ $43.00
Lincoln, NEZIP-level data

1BR range: $820–$1,350/mo

Overland Park, KSZIP-level data

1BR range: $1,290–$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,022
Monthly in Lincoln, NE
$6,691
Monthly in Overland Park, KS
$332
Difference

Home Values

Lincoln
Overland Park
$274K
Median Value
$344K
↑ +3.8%
YoY Change
↑ +3.7%
↑ +36%
5-Year Change
↑ +40.5%
$194K - $575K
Price Range
$296K - $538K

Homes in Overland Park are 25% more expensive than Lincoln

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $918
Per year
Monthly Difference
$76.47
More take-home
Effective Rate Diff
0.6%
Rate difference

Lincoln, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Overland Park, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Additional Tax Information

Lincoln, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

Overland Park, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Lincoln
Overland Park
41 Good
Air Quality
46 Good
83.7%
Good Air Days
59.3%
91 Moderate
Climate Risk
97 High
🌪💨
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.3°F
38 days
Heat Days >95°F
44 days
▲+3.3°F
2050 Outlook
▲+3.3°F
38 days
Heat Days >95°F
44 days

What to Consider When Moving from Lincoln, NE to Overland Park, KS

Relocating from Lincoln, NE to Overland Park, KS involves more than just comparing rent prices. While the overall cost of living is about 3% lower in Overland Park, KS, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Overland Park, KS is 12% cheaper than in Lincoln, NE. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Overland Park, KS pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Overland Park, KS to match your current standard of living in Lincoln, NE.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Overland Park, KS for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Lincoln, NE vs Overland Park, KS

How do the cost estimates for Lincoln, NE and Overland Park, KS compare?

The saved overall index for Overland Park, KS is 3.1% lower than for Lincoln, NE. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lincoln, NE, the model estimates $147,181 in Overland Park, KS. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lincoln, NE and Overland Park, KS?

The modeled two-bedroom rents are $1,230/month in Lincoln, NE and $1,340/month in Overland Park, KS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Nebraska and Kansas on TaxTakeHome.com

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