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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $893/month more in Cape Coral, FL

$150.0K in your current city equals $160.7K in Cape Coral, FL

Rent data from HUD ZIP-level estimates · COL index from Little Rock-North Little Rock-Conway, AR area
Overall Cost
↑ 11.9%
More expensive
Monthly Impact
$893
Extra cost
Annual Impact
$10.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Little Rock, AR

Population:204K
Cost Index:
100
100 = national average
Median Home:$261K

Cape Coral, FL

Population:224K
Cost Index:
112
(12% above avg)
Median Home:$367K

Little Rock, AR

The Natural State

204K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 204K residents.

Cape Coral, FL

The Sunshine State

224K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 224K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Little Rock, AR vs Cape Coral, FL

Housing
↑ 23.2%
Little Rock, AR
$1,900
Cape Coral, FL
$2,341
Difference
$441
more
Groceries
↑ 4.9%
Little Rock, AR
$953
Cape Coral, FL
$1,000
Difference
$46.62
more
Transportation
↓ 3.5%
Little Rock, AR
$1,280
Cape Coral, FL
$1,236
Difference
$44.54
less
All Utilities
↑ 4.6%
Little Rock, AR
$538
Cape Coral, FL
$563
Difference
$24.94
more
Healthcare
↑ 4.6%
Little Rock, AR
$534
Cape Coral, FL
$559
Difference
$24.72
more
Other
↑ 0.9%
Little Rock, AR
$1,724
Cape Coral, FL
$1,740
Difference
$15.79
more

🏠Rent Comparison

Studio
From$1,050
To$900
↓ $150
1 Bed
From$1,061
To$1,063
↑ $2.00
2 Bed
From$1,226
To$1,309
↑ $83.00
3 Bed
From$1,648
To$1,799
↑ $151
Little Rock, ARZIP-level data

1BR range: $890–$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,930
Monthly in Little Rock, AR
$7,438
Monthly in Cape Coral, FL
$508
Difference

Home Values

Little Rock
Cape Coral
$261K
Median Value
-
↑ +1.4%
YoY Change
-
↑ +27.2%
5-Year Change
-
$109K - $468K
Price Range
-
Calculate payment - Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.0K
Per year
Monthly Difference
$752
More take-home
Effective Rate Diff
6.0%
Rate difference

Little Rock, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Cape Coral, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Little Rock, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Cape Coral, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Little Rock
Cape Coral
55 Moderate
Air Quality
50 Good
34.4%
Good Air Days
52.5%
99 High
Climate Risk
99 High
🌊🌡🫨
Top Hazards
🌊🌅🌀
▲+2.8°F
2050 Outlook
▲+2.2°F
54 days
Heat Days >95°F
38 days
▲+2.8°F
2050 Outlook
▲+2.2°F
54 days
Heat Days >95°F
38 days

💰 See how taxes change too — compare take-home pay between Arkansas and Florida on TaxTakeHome.com

Where your money goes further

Cities cheaper than Little Rock, AR on a $150.0K salary

1.Indianapolis, IN
Save $133/mo
2.St. Louis, MO
Save $133/mo

Similar cost to Cape Coral, FL

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

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