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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $830/month more in Clarksville, TN

$150.0K in your current city equals $160.0K in Clarksville, TN

Rent data from HUD ZIP-level estimates ยท COL index from Little Rock-North Little Rock-Conway, AR area
Overall Cost
โ†‘ 11.1%
More expensive
Monthly Impact
$830
Extra cost
Annual Impact
$10.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Little Rock, AR

Population:204K
Cost Index:
100
100 = national average
Median Home:$261K

Clarksville, TN

Population:181K
Cost Index:
111
(11% above avg)
Median Home:$302K

Little Rock, AR

The Natural State

204K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 204K residents.

Clarksville, TN

The Volunteer State

181K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 181K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Annual spending: Little Rock, AR vs Clarksville, TN

Housing
โ†‘ 19.9%
Little Rock, AR
$1,900
Clarksville, TN
$2,278
Difference
$378
more
Other
โ†‘ 7.6%
Little Rock, AR
$1,724
Clarksville, TN
$1,854
Difference
$130
more
Healthcare
โ†‘ 11.0%
Little Rock, AR
$534
Clarksville, TN
$593
Difference
$58.92
more
Transportation
โ†“ 4.2%
Little Rock, AR
$1,280
Clarksville, TN
$1,226
Difference
$53.91
less
All Utilities
โ†“ 5.7%
Little Rock, AR
$538
Clarksville, TN
$507
Difference
$30.60
less
Groceries
โ†“ 2.7%
Little Rock, AR
$953
Clarksville, TN
$928
Difference
$25.53
less

๐Ÿ Rent Comparison

Studio
From$1,050
To$917
โ†“ $133
1 Bed
From$1,061
To$925
โ†“ $136
2 Bed
From$1,226
To$1,136
โ†“ $90.00
3 Bed
From$1,648
To$1,583
โ†“ $65.00
Little Rock, ARZIP-level data

1BR range: $890โ€“$1,280/mo

Clarksville, TNZIP-level data

1BR range: $1,120โ€“$1,170/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,930
Monthly in Little Rock, AR
$7,387
Monthly in Clarksville, TN
$457
Difference

Home Values

Little Rock
Clarksville
$261K
Median Value
$302K
โ†‘ +1.4%
YoY Change
โ†“ -0.6%
โ†‘ +27.2%
5-Year Change
โ†‘ +39.6%
$109K - $468K
Price Range
$289K - $393K

Homes in Clarksville are 16% more expensive than Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $9.0K
Per year
Monthly Difference
$752
More take-home
Effective Rate Diff
6.0%
Rate difference

Little Rock, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Clarksville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Little Rock, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Clarksville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Little Rock
Clarksville
55 Moderate
Air Quality
50 Good
34.4%
Good Air Days
51.6%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
54 days
Heat Days >95ยฐF
42 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
54 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arkansas and Tennessee on TaxTakeHome.com

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