Livermore, KY vs Fort Deposit, AL: Cost of Living

Which city costs less?

Fort Deposit, AL has a modeled overall cost index 0.7% lower than Livermore, KY.

Livermore, KY · modeled 2BR rent
$1,020 / month
Fort Deposit, AL · modeled 2BR rent
$900 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Livermore, KY and Fort Deposit, AL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $134/month in Fort Deposit, AL

$150,000 in your current city has a modeled equivalent of $148,387 in Fort Deposit, AL

Regional cost estimates: Livermore, KY uses Louisville, KY. Fort Deposit, AL uses Montgomery, AL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.7%
Less expensive
Monthly Impact
$134
Savings
Annual Impact
$1.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Livermore, KY

Population:1K
Cost Index:
76.1
100 = national average
Typical Home:$134K

Fort Deposit, AL

Population:1K
Cost Index:
75.6
100 = national average
Typical Home:$135K

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Livermore, KY

The Bluegrass State

1K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 1K residents.

Fort Deposit, AL

The Heart of Dixie

1K
Population
State Tax
Yes

Located in Alabama, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Livermore, KY vs Fort Deposit, AL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 9.0%
Livermore, KY
$2,061
Fort Deposit, AL
$1,875
Difference
$185
less
All Utilities
↑ 19.4%
Livermore, KY
$543
Fort Deposit, AL
$648
Difference
$105
more
Transportation
↓ 3.7%
Livermore, KY
$1,409
Fort Deposit, AL
$1,357
Difference
$51.47
less
Healthcare
↓ 6.5%
Livermore, KY
$659
Fort Deposit, AL
$616
Difference
$42.76
less
Groceries
↑ 2.5%
Livermore, KY
$1,121
Fort Deposit, AL
$1,149
Difference
$28.25
more
Other
↑ 0.7%
Livermore, KY
$1,709
Fort Deposit, AL
$1,720
Difference
$11.62
more

🏠Rent Comparison

Studio
From$770
To$690
↓ $80.00
1 Bed
From$780
To$750
↓ $30.00
2 Bed
From$1,020
To$900
↓ $120
3 Bed
From$1,350
To$1,130
↓ $220
Livermore, KYZIP-level data

1BR range: $780–$780/mo

Fort Deposit, ALZIP-level data

1BR range: $750–$750/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Livermore, KY
$7,366
Monthly in Fort Deposit, AL
$134
Difference

Home Values

Livermore
Fort Deposit
$134K
Median Value
$135K
↓ -18.7%
YoY Change
↓ -0.1%
↓ -10.1%
5-Year Change
↑ +8.4%

Homes in Fort Deposit are 1% more expensive than Livermore

Calculate payment - LivermoreCalculate payment - Fort Deposit

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $40.00
Per year
Monthly Difference
$3.33
More take-home
Effective Rate Diff
0.0%
Rate difference

Livermore, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Fort Deposit, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Additional Tax Information

Livermore, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Fort Deposit, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Livermore
Fort Deposit
50 Good
Air Quality
42 Good
50.8%
Good Air Days
69%
98 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.9°F
2050 Outlook
▲+2.6°F
37 days
Heat Days >95°F
62 days
▲+2.9°F
2050 Outlook
▲+2.6°F
37 days
Heat Days >95°F
62 days

Before moving from Livermore, KY to Fort Deposit, AL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fort Deposit, AL for the same bedroom count and included utilities as your home in Livermore, KY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Livermore to Fort Deposit moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fort Deposit, AL by cost, housing, population and region.

Frequently Asked Questions: Livermore, KY vs Fort Deposit, AL

How do the cost estimates for Livermore, KY and Fort Deposit, AL compare?

Fort Deposit, AL has a modeled overall cost index 0.7% lower than Livermore, KY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Livermore, KY, the model estimates $148,387 in Fort Deposit, AL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Livermore, KY and Fort Deposit, AL?

The modeled two-bedroom rents are $1,020/month in Livermore, KY and $900/month in Fort Deposit, AL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Kentucky and Alabama on TaxTakeHome.com

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