Is Denver, CO cheaper than Lodi, CA?

Based on cost of living data, Denver, CO is 1.1% cheaper than Lodi, CA. The two cities have very similar living costs.

What salary do I need in Denver, CO to live like I do in Lodi, CA?

If you earn $150,000 in Lodi, CA, you'd need approximately $149,032.149 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Lodi, CA and Denver, CO?

Housing in Denver, CO is 6.4% more expensive than in Lodi, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,508/month in Lodi, CA.

How much can I save per month by moving from Lodi, CA to Denver, CO?

Moving from Lodi, CA to Denver, CO could save you approximately $81 per month, or $968 per year, based on a $150,000 salary.

Lodi, CA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lodi, CA — ZIP-level rent data · COL adjusted from Stockton, CA area

Current salary in Lodi, CA

Numbers update automatically as you type

You'd save $80.65/month moving to Denver, CO

$150.0K in your current city equals $149.0K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 1.1%

Less expensive

Monthly Impact

$80.65

Savings

Annual Impact

$968

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lodi, CA

Population:68K

Cost Index:100

Median Home:$512K

Denver, CO

Population:716K

Cost Index:99

Median Home:$513K

Lodi, CA

The Golden State

68K

Population

State Tax

Yes

Located in California, this city has a population of 68K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Lodi, CA vs Denver, CO

Category	Lodi, CA	Denver, CO	Difference	Change
🏠Housing	$3,053/mo	$3,248/mo	↑ $195more	6.4%
🏥Healthcare	$493/mo	$632/mo	↑ $138more	28.1%
📦Other	$1,700/mo	$1,774/mo	↑ $74.89more	4.4%
🛒Groceries	$1,071/mo	$1,029/mo	↓ $41.79less	3.9%
🚗Transportation	$1,426/mo	$1,462/mo	↑ $35.14more	2.5%
⚡All Utilities	$521/mo	$519/mo	↓ $2.09less	0.4%

🏠Housing

↑ 6.4%

Lodi, CA

$3,053

Denver, CO

$3,248

Difference

$195

🏥Healthcare

↑ 28.1%

Lodi, CA

$493

Denver, CO

$632

Difference

$138

📦Other

↑ 4.4%

Lodi, CA

$1,700

Denver, CO

$1,774

Difference

$74.89

🛒Groceries

↓ 3.9%

Lodi, CA

$1,071

Denver, CO

$1,029

Difference

$41.79

less

🚗Transportation

↑ 2.5%

Lodi, CA

$1,426

Denver, CO

$1,462

Difference

$35.14

⚡All Utilities

↓ 0.4%

Lodi, CA

$521

Denver, CO

$519

Difference

$2.09

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Lodi, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,114

To$1,720

↑ $606

1 Bed

From$1,208

To$1,840

↑ $632

2 Bed

From$1,508

To$2,190

↑ $682

3 Bed

From$2,096

To$2,870

↑ $774

Lodi, CAZIP-level data

1BR range: $1,320–$1,620/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,265

Monthly in Lodi, CA

$8,665

Monthly in Denver, CO

$400

Difference

Home Values

Lodi

Denver

$512K

Median Value

$513K

↓ -3%

YoY Change

↓ -4.2%

↑ +18.8%

5-Year Change

↑ +13%

$460K - $565K

Price Range

$352K - $933K

Calculate payment - Lodi Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Lodi, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Lodi, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.