Is Austin, TX cheaper than Loma Linda, CA?

Based on cost of living data, Austin, TX is 0.1% more expensive than Loma Linda, CA. The two cities have very similar living costs.

What salary do I need in Austin, TX to live like I do in Loma Linda, CA?

If you earn $150,000 in Loma Linda, CA, you'd need approximately $150,098.064 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Loma Linda, CA and Austin, TX?

Housing in Austin, TX is 12.6% more expensive than in Loma Linda, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,846/month in Loma Linda, CA.

How much can I save per month by moving from Loma Linda, CA to Austin, TX?

Loma Linda, CA and Austin, TX have very similar costs of living, based on a $150,000 salary.

Loma Linda, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Loma Linda, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Loma Linda, CA

Numbers update automatically as you type

You'd spend $8.17/month more in Austin, TX

$150.0K in your current city equals $150.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↑ 0.1%

More expensive

Monthly Impact

$8.17

Extra cost

Annual Impact

$98.06

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Loma Linda, CA

Population:25K

Cost Index:100

Median Home:$631K

Austin, TX

Population:979K

Cost Index:100

Median Home:$558K

Loma Linda, CA

The Golden State

25K

Population

State Tax

Yes

Located in California, this city has a population of 25K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Loma Linda, CA vs Austin, TX

Category	Loma Linda, CA	Austin, TX	Difference	Change
🚗Transportation	$2,056/mo	$1,284/mo	↓ $772less	37.6%
🏠Housing	$2,562/mo	$2,885/mo	↑ $322more	12.6%
📦Other	$1,563/mo	$1,741/mo	↑ $178more	11.4%
🛒Groceries	$1,014/mo	$959/mo	↓ $55.05less	5.4%
🏥Healthcare	$538/mo	$589/mo	↑ $50.38more	9.4%
⚡All Utilities	$544/mo	$541/mo	↓ $3.04less	0.6%

🚗Transportation

↓ 37.6%

Loma Linda, CA

$2,056

Austin, TX

$1,284

Difference

$772

less

🏠Housing

↑ 12.6%

Loma Linda, CA

$2,562

Austin, TX

$2,885

Difference

$322

📦Other

↑ 11.4%

Loma Linda, CA

$1,563

Austin, TX

$1,741

Difference

$178

🛒Groceries

↓ 5.4%

Loma Linda, CA

$1,014

Austin, TX

$959

Difference

$55.05

less

🏥Healthcare

↑ 9.4%

Loma Linda, CA

$538

Austin, TX

$589

Difference

$50.38

⚡All Utilities

↓ 0.6%

Loma Linda, CA

$544

Austin, TX

$541

Difference

$3.04

less

🏠Rent Comparison

Studio

From$1,417

To$1,585

↑ $168

1 Bed

From$1,490

To$1,685

↑ $195

2 Bed

From$1,846

To$1,995

↑ $149

3 Bed

From$2,445

To$2,525

↑ $80.00

Loma Linda, CAZIP-level data

1BR range: $1,840–$1,840/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,278

Monthly in Loma Linda, CA

$7,998

Monthly in Austin, TX

$279

Difference

Home Values

Loma Linda

Austin

$631K

Median Value

$558K

↓ -0.2%

YoY Change

↓ -5%

↑ +32.7%

5-Year Change

↑ +12.6%

$631K

Price Range

$272K - $1.26M

Homes in Austin are 12% less expensive than Loma Linda

Calculate payment - Loma Linda Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Loma Linda, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Loma Linda, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.