Is Raleigh, NC cheaper than Loma Linda, CA?

Based on cost of living data, Raleigh, NC is 5.7% cheaper than Loma Linda, CA. This translates to saving $429 per month.

What salary do I need in Raleigh, NC to live like I do in Loma Linda, CA?

If you earn $150,000 in Loma Linda, CA, you'd need approximately $144,849.633 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Loma Linda, CA and Raleigh, NC?

Housing in Raleigh, NC is 3.7% cheaper than in Loma Linda, CA. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,846/month in Loma Linda, CA.

How much can I save per month by moving from Loma Linda, CA to Raleigh, NC?

Moving from Loma Linda, CA to Raleigh, NC could save you approximately $429 per month, or $5150 per year, based on a $150,000 salary.

Loma Linda, CA vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Loma Linda, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Loma Linda, CA

Numbers update automatically as you type

You'd save $429/month moving to Raleigh, NC

$150.0K in your current city equals $144.8K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 5.7%

Less expensive

Monthly Impact

$429

Savings

Annual Impact

$5.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Loma Linda, CA

Population:25K

Cost Index:100

Median Home:$631K

Raleigh, NC

Population:474K

Cost Index:94

Median Home:$512K

Loma Linda, CA

The Golden State

25K

Population

State Tax

Yes

Located in California, this city has a population of 25K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Loma Linda, CA vs Raleigh, NC

Category	Loma Linda, CA	Raleigh, NC	Difference	Change
🚗Transportation	$2,056/mo	$1,284/mo	↓ $772less	37.6%
📦Other	$1,563/mo	$1,707/mo	↑ $145more	9.3%
🏠Housing	$2,562/mo	$2,469/mo	↓ $93.58less	3.7%
🏥Healthcare	$538/mo	$601/mo	↑ $62.77more	11.7%
🛒Groceries	$1,014/mo	$959/mo	↓ $55.05less	5.4%
⚡All Utilities	$544/mo	$546/mo	↑ $2.42more	0.4%

🚗Transportation

↓ 37.6%

Loma Linda, CA

$2,056

Raleigh, NC

$1,284

Difference

$772

less

📦Other

↑ 9.3%

Loma Linda, CA

$1,563

Raleigh, NC

$1,707

Difference

$145

🏠Housing

↓ 3.7%

Loma Linda, CA

$2,562

Raleigh, NC

$2,469

Difference

$93.58

less

🏥Healthcare

↑ 11.7%

Loma Linda, CA

$538

Raleigh, NC

$601

Difference

$62.77

🛒Groceries

↓ 5.4%

Loma Linda, CA

$1,014

Raleigh, NC

$959

Difference

$55.05

less

⚡All Utilities

↑ 0.4%

Loma Linda, CA

$544

Raleigh, NC

$546

Difference

$2.42

🏠Rent Comparison

Studio

From$1,417

To$1,570

↑ $153

1 Bed

From$1,490

To$1,640

↑ $150

2 Bed

From$1,846

To$1,800

↓ $46.00

3 Bed

From$2,445

To$2,255

↓ $190

Loma Linda, CAZIP-level data

1BR range: $1,840–$1,840/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,278

Monthly in Loma Linda, CA

$7,567

Monthly in Raleigh, NC

$711

Difference

Home Values

Loma Linda

Raleigh

$631K

Median Value

$512K

↓ -0.2%

YoY Change

↓ -0.5%

↑ +32.7%

5-Year Change

↑ +38.2%

$631K

Price Range

$314K - $992K

Homes in Raleigh are 19% less expensive than Loma Linda

Calculate payment - Loma Linda Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.5K

Per year

Monthly Difference

$292

More take-home

Effective Rate Diff

2.3%

Rate difference

Loma Linda, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Loma Linda, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.