Lombard, IL vs Carol Stream, IL: Cost of Living

Which city costs less?

Carol Stream, IL has a modeled overall cost index 0.3% lower than Lombard, IL.

Lombard, IL · modeled 2BR rent: $2,190 / month
Carol Stream, IL · modeled 2BR rent: $1,810 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lombard, IL and Carol Stream, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Lombard, IL

Numbers update automatically as you type

Estimated savings: $18.07/month in Carol Stream, IL

$150,000 in your current city has a modeled equivalent of $149,783 in Carol Stream, IL

Regional cost estimates: Lombard, IL uses Chicago, IL. Carol Stream, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 0.3%

Less expensive

Monthly Impact

$18.07

Savings

Annual Impact

$217

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lombard, IL

Population:44K

Cost Index:

98.4

100 = national average

Typical Home:$368K

Carol Stream, IL

Population:39K

Cost Index:

98.1

100 = national average

Typical Home:$368K

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Lombard, IL

The Prairie State

44K

Population

State Tax

Yes

Located in Illinois, this city has a population of 44K residents.

Carol Stream, IL

The Prairie State

39K

Population

State Tax

Yes

Located in Illinois, this city has a population of 39K residents.

Cost Breakdown by Category

Estimated monthly spending: Lombard, IL vs Carol Stream, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Lombard, IL	Carol Stream, IL	Difference	Change
Housing	$2,451/mo	$2,444/mo	↓ $6.81less	0.3%
Other	$1,561/mo	$1,557/mo	↓ $4.34less	0.3%
Transportation	$1,492/mo	$1,488/mo	↓ $4.15less	0.3%
Groceries	$958/mo	$957/mo	↓ $1.33less	0.1%
Healthcare	$554/mo	$553/mo	↓ $0.77less	0.1%
All Utilities	$483/mo	$483/mo	↓ $0.67less	0.1%

Housing

↓ 0.3%

Lombard, IL

$2,451

Carol Stream, IL

$2,444

Difference

$6.81

less

Other

↓ 0.3%

Lombard, IL

$1,561

Carol Stream, IL

$1,557

Difference

$4.34

less

Transportation

↓ 0.3%

Lombard, IL

$1,492

Carol Stream, IL

$1,488

Difference

$4.15

less

Groceries

↓ 0.1%

Lombard, IL

$958

Carol Stream, IL

$957

Difference

$1.33

less

Healthcare

↓ 0.1%

Lombard, IL

$554

Carol Stream, IL

$553

Difference

$0.77

less

All Utilities

↓ 0.1%

Lombard, IL

$483

Carol Stream, IL

$483

Difference

$0.67

less

🏠Rent Comparison

Studio

From$1,820

To$1,500

↓ $320

1 Bed

From$1,940

To$1,610

↓ $330

2 Bed

From$2,190

To$1,810

↓ $380

3 Bed

From$2,820

To$2,330

↓ $490

Lombard, ILZIP-level data

1BR range: $1,940–$1,940/mo

Carol Stream, ILZIP-level data

1BR range: $1,610–$1,610/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Lombard, IL

$7,482

Monthly in Carol Stream, IL

$18.07

Difference

Home Values

Lombard

Carol Stream

$368K

Median Value

$368K

↑ +7%

YoY Change

↑ +4.2%

↑ +30.1%

5-Year Change

↑ +37.6%

Calculate payment - Lombard Calculate payment - Carol Stream

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Lombard, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Carol Stream, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Lombard, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Carol Stream, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lombard

Carol Stream

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Lombard, IL to Carol Stream, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Carol Stream, IL for the same bedroom count and included utilities as your home in Lombard, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lombard to Carol Stream moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Carol Stream, IL by cost, housing, population and region.

Frequently Asked Questions: Lombard, IL vs Carol Stream, IL

How do the cost estimates for Lombard, IL and Carol Stream, IL compare?

Carol Stream, IL has a modeled overall cost index 0.3% lower than Lombard, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lombard, IL, the model estimates $149,783 in Carol Stream, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lombard, IL and Carol Stream, IL?

The modeled two-bedroom rents are $2,190/month in Lombard, IL and $1,810/month in Carol Stream, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.