Lompoc, CA vs San Pablo, CA: Cost of Living

Which city costs less?

San Pablo, CA has a modeled overall cost index 32.1% higher than Lompoc, CA.

Lompoc, CA · modeled 2BR rent: $3,215 / month
San Pablo, CA · modeled 2BR rent: $2,510 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lompoc, CA and San Pablo, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Lompoc, CA

Numbers update automatically as you type

Estimated extra cost: $2,270/month in San Pablo, CA

$150,000 in your current city has a modeled equivalent of $177,245 in San Pablo, CA

Regional cost estimates: Lompoc, CA uses Oxnard, CA. San Pablo, CA uses Oakland, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 32.1%

More expensive

Monthly Impact

$2,270

Extra cost

Annual Impact

$27.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lompoc, CA

Population:43K

Cost Index:

117.7

100 = national average

Typical Home:$574K

San Pablo, CA

Population:31K

Cost Index:

155.5

100 = national average

Typical Home:$562K

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Lompoc, CA

The Golden State

43K

Population

State Tax

Yes

Located in California, this city has a population of 43K residents.

San Pablo, CA

The Golden State

31K

Population

State Tax

Yes

Located in California, this city has a population of 31K residents.

Cost Breakdown by Category

Estimated monthly spending: Lompoc, CA vs San Pablo, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Lompoc, CA	San Pablo, CA	Difference	Change
Housing	$3,168/mo	$4,791/mo	↑ $1,624more	51.3%
Transportation	$1,433/mo	$1,675/mo	↑ $242more	16.9%
Groceries	$768/mo	$927/mo	↑ $158more	20.6%
Healthcare	$408/mo	$565/mo	↑ $157more	38.5%
Other	$1,311/mo	$1,455/mo	↑ $143more	10.9%
All Utilities	$412/mo	$358/mo	↓ $53.92less	13.1%

Housing

↑ 51.3%

Lompoc, CA

$3,168

San Pablo, CA

$4,791

Difference

$1,624

Transportation

↑ 16.9%

Lompoc, CA

$1,433

San Pablo, CA

$1,675

Difference

$242

Groceries

↑ 20.6%

Lompoc, CA

$768

San Pablo, CA

$927

Difference

$158

Healthcare

↑ 38.5%

Lompoc, CA

$408

San Pablo, CA

$565

Difference

$157

Other

↑ 10.9%

Lompoc, CA

$1,311

San Pablo, CA

$1,455

Difference

$143

All Utilities

↓ 13.1%

Lompoc, CA

$412

San Pablo, CA

$358

Difference

$53.92

less

🏠Rent Comparison

Studio

From$2,530

To$1,850

↓ $680

1 Bed

From$2,835

To$2,060

↓ $775

2 Bed

From$3,215

To$2,510

↓ $705

3 Bed

From$4,220

To$3,210

↓ $1,010

Lompoc, CAZIP-level data

1BR range: $2,420–$3,250/mo

San Pablo, CAZIP-level data

1BR range: $2,060–$2,060/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Lompoc, CA

$9,770

Monthly in San Pablo, CA

$2,270

Difference

Home Values

Lompoc

San Pablo

$574K

Median Value

$562K

↑ +0.4%

YoY Change

↓ -6.9%

↑ +39.5%

5-Year Change

↑ +3.9%

Homes in San Pablo are 2% less expensive than Lompoc

Calculate payment - Lompoc Calculate payment - San Pablo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Lompoc, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Pablo, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Lompoc, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Pablo, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lompoc

San Pablo

50 Good

Air Quality

49 Good

52.2%

Good Air Days

53%

99 High

Climate Risk

100 Very High

🔥🌊🫨

Top Hazards

🔥🌊🌅

▲+2.0°F

2050 Outlook

▲+1.9°F

2 days

Heat Days >95°F

2 days

▲+2.0°F

2050 Outlook

▲+1.9°F

2 days

Heat Days >95°F

2 days

Before moving from Lompoc, CA to San Pablo, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in San Pablo, CA for the same bedroom count and included utilities as your home in Lompoc, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lompoc to San Pablo moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Pablo, CA by cost, housing, population and region.

Frequently Asked Questions: Lompoc, CA vs San Pablo, CA

How do the cost estimates for Lompoc, CA and San Pablo, CA compare?

San Pablo, CA has a modeled overall cost index 32.1% higher than Lompoc, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lompoc, CA, the model estimates $177,245 in San Pablo, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lompoc, CA and San Pablo, CA?

The modeled two-bedroom rents are $3,215/month in Lompoc, CA and $2,510/month in San Pablo, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.