Lone Jack, MO vs Black Earth, WI: Cost of Living

Which city costs less?

Black Earth, WI has a modeled overall cost index 17.9% higher than Lone Jack, MO.

Lone Jack, MO · modeled 2BR rent
$1,300 / month
Black Earth, WI · modeled 2BR rent
$1,330 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lone Jack, MO and Black Earth, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,223/month in Black Earth, WI

$150,000 in your current city has a modeled equivalent of $164,672 in Black Earth, WI

Regional cost estimates: Lone Jack, MO uses Kansas City, MO. Black Earth, WI uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 17.9%
More expensive
Monthly Impact
$1,223
Extra cost
Annual Impact
$14.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lone Jack, MO

Population:2K
Cost Index:
78.9
100 = national average
Typical Home:$414K

Black Earth, WI

Population:1K
Cost Index:
93.1
100 = national average
Typical Home:$416K

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Lone Jack, MO

The Show-Me State

2K
Population
State Tax
Yes

Located in Missouri, this city has a population of 2K residents.

Black Earth, WI

The Badger State

1K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Lone Jack, MO vs Black Earth, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 32.3%
Lone Jack, MO
$2,044
Black Earth, WI
$2,703
Difference
$659
more
Transportation
↑ 17.0%
Lone Jack, MO
$1,312
Black Earth, WI
$1,534
Difference
$222
more
Other
↑ 12.6%
Lone Jack, MO
$1,734
Black Earth, WI
$1,953
Difference
$219
more
Healthcare
↑ 19.0%
Lone Jack, MO
$700
Black Earth, WI
$832
Difference
$133
more
All Utilities
↓ 4.6%
Lone Jack, MO
$617
Black Earth, WI
$589
Difference
$28.38
less
Groceries
↑ 1.6%
Lone Jack, MO
$1,094
Black Earth, WI
$1,111
Difference
$17.35
more

🏠Rent Comparison

Studio
From$1,050
To$980
↓ $70.00
1 Bed
From$1,140
To$1,160
↑ $20.00
2 Bed
From$1,300
To$1,330
↑ $30.00
3 Bed
From$1,700
To$1,750
↑ $50.00
Lone Jack, MOZIP-level data

1BR range: $1,140–$1,140/mo

Black Earth, WIZIP-level data

1BR range: $1,160–$1,160/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Lone Jack, MO
$8,723
Monthly in Black Earth, WI
$1,223
Difference

Home Values

Lone Jack
Black Earth
$414K
Median Value
$416K
↑ +4.1%
YoY Change
↑ +2.2%
↑ +38.1%
5-Year Change
↑ +33.7%

Homes in Black Earth are 1% more expensive than Lone Jack

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $921
More taxes
Monthly Difference
$76.74
Less take-home
Effective Rate Diff
0.6%
Rate difference

Lone Jack, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Black Earth, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Lone Jack, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Black Earth, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lone Jack
Black Earth
46 Good
Air Quality
42 Good
59.3%
Good Air Days
72.1%
97 High
Climate Risk
94 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+3.4°F
44 days
Heat Days >95°F
10 days
▲+3.3°F
2050 Outlook
▲+3.4°F
44 days
Heat Days >95°F
10 days

Before moving from Lone Jack, MO to Black Earth, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Black Earth, WI for the same bedroom count and included utilities as your home in Lone Jack, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lone Jack to Black Earth moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Black Earth, WI by cost, housing, population and region.

Frequently Asked Questions: Lone Jack, MO vs Black Earth, WI

How do the cost estimates for Lone Jack, MO and Black Earth, WI compare?

Black Earth, WI has a modeled overall cost index 17.9% higher than Lone Jack, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lone Jack, MO, the model estimates $164,672 in Black Earth, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lone Jack, MO and Black Earth, WI?

The modeled two-bedroom rents are $1,300/month in Lone Jack, MO and $1,330/month in Black Earth, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Wisconsin on TaxTakeHome.com

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