Is Miami, FL cheaper than Long Beach, CA?

Based on cost of living data, Miami, FL is 29.0% cheaper than Long Beach, CA. This translates to saving $2177 per month.

What salary do I need in Miami, FL to live like I do in Long Beach, CA?

If you earn $150,000 in Long Beach, CA, you'd need approximately $123,877.669 in Miami, FL to maintain the same standard of living.

How does housing cost compare between Long Beach, CA and Miami, FL?

Housing in Miami, FL is 52.4% cheaper than in Long Beach, CA. For a two-bedroom apartment, rent is $2,660/month in Miami, FL compared to $2,895/month in Long Beach, CA.

How much can I save per month by moving from Long Beach, CA to Miami, FL?

Moving from Long Beach, CA to Miami, FL could save you approximately $2177 per month, or $26122 per year, based on a $150,000 salary.

Long Beach, CA vs Miami, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Long Beach, CA

Numbers update automatically as you type

You'd save $2.2K/month moving to Miami, FL

$150.0K in your current city equals $123.9K in Miami, FL

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 29.0%

Less expensive

Monthly Impact

$2,177

Savings

Annual Impact

$26.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Long Beach, CA

Population:467K

Cost Index:

100

100 = national average

Median Home:$976K

Miami, FL

Population:442K

Cost Index:

(29% below avg)

Median Home:$510K

Long Beach, CA

The Golden State

467K

Population

State Tax

Yes

Located in California, this city has a population of 467K residents.

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Annual spending: Long Beach, CA vs Miami, FL

Category	Long Beach, CA	Miami, FL	Difference	Change
Housing	$7,749/mo	$3,690/mo	↓ $4,059less	52.4%
Transportation	$2,158/mo	$1,462/mo	↓ $697less	32.3%
Other	$1,731/mo	$2,093/mo	↑ $362more	20.9%
Groceries	$1,040/mo	$1,079/mo	↑ $38.97more	3.7%
All Utilities	$557/mo	$519/mo	↓ $38.25less	6.9%
Healthcare	$554/mo	$589/mo	↑ $34.70more	6.3%

Housing

↓ 52.4%

Long Beach, CA

$7,749

Miami, FL

$3,690

Difference

$4,059

less

Transportation

↓ 32.3%

Long Beach, CA

$2,158

Miami, FL

$1,462

Difference

$697

less

Other

↑ 20.9%

Long Beach, CA

$1,731

Miami, FL

$2,093

Difference

$362

Groceries

↑ 3.7%

Long Beach, CA

$1,040

Miami, FL

$1,079

Difference

$38.97

All Utilities

↓ 6.9%

Long Beach, CA

$557

Miami, FL

$519

Difference

$38.25

less

Healthcare

↑ 6.3%

Long Beach, CA

$554

Miami, FL

$589

Difference

$34.70

🏠Rent Comparison

Studio

From$2,070

To$1,995

↓ $75.00

1 Bed

From$2,320

To$2,180

↓ $140

2 Bed

From$2,895

To$2,660

↓ $235

3 Bed

From$3,670

To$3,415

↓ $255

Long Beach, CAZIP-level data

1BR range: $1,800–$2,720/mo

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,790

Monthly in Long Beach, CA

$9,431

Monthly in Miami, FL

$4,359

Difference

Home Values

Long Beach

Miami

$976K

Median Value

$510K

↑ +0.5%

YoY Change

↓ -3.6%

↑ +26.7%

5-Year Change

↑ +49.4%

$491K - $1.29M

Price Range

$278K - $1.53M

Homes in Miami are 48% less expensive than Long Beach

Calculate payment - Long Beach Calculate payment - Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Long Beach, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Long Beach, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.