Is San Diego, CA cheaper than Long Beach, CA?

Based on cost of living data, San Diego, CA is 16.9% cheaper than Long Beach, CA. This translates to saving $1268 per month.

What salary do I need in San Diego, CA to live like I do in Long Beach, CA?

If you earn $150,000 in Long Beach, CA, you'd need approximately $134,783.612 in San Diego, CA to maintain the same standard of living.

How does housing cost compare between Long Beach, CA and San Diego, CA?

Housing in San Diego, CA is 32.6% cheaper than in Long Beach, CA. For a two-bedroom apartment, rent is $3,360/month in San Diego, CA compared to $2,895/month in Long Beach, CA.

How much can I save per month by moving from Long Beach, CA to San Diego, CA?

Moving from Long Beach, CA to San Diego, CA could save you approximately $1268 per month, or $15216 per year, based on a $150,000 salary.

Long Beach, CA vs San Diego, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Long Beach, CA

Numbers update automatically as you type

You'd save $1.3K/month moving to San Diego, CA

$150.0K in your current city equals $134.8K in San Diego, CA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 16.9%

Less expensive

Monthly Impact

$1,268

Savings

Annual Impact

$15.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Long Beach, CA

Population:467K

Cost Index:

100

100 = national average

Median Home:$976K

San Diego, CA

Population:1387K

Cost Index:

(17% below avg)

Median Home:$980K

Long Beach, CA

The Golden State

467K

Population

State Tax

Yes

Located in California, this city has a population of 467K residents.

San Diego, CA

The Golden State

1.4M

Population

State Tax

Yes

Climate

Semi-arid Mediterranean

Notable Facts

•Year-round perfect weather
•Major military presence
•Biotech hub

Major Industries

MilitaryTechnologyTourismBiotechnology

Cost Breakdown by Category

Annual spending: Long Beach, CA vs San Diego, CA

Category	Long Beach, CA	San Diego, CA	Difference	Change
Housing	$7,749/mo	$5,223/mo	↓ $2,526less	32.6%
Transportation	$2,158/mo	$1,571/mo	↓ $587less	27.2%
Other	$1,731/mo	$1,892/mo	↑ $161more	9.3%
Healthcare	$554/mo	$638/mo	↑ $84.26more	15.2%
All Utilities	$557/mo	$634/mo	↑ $76.50more	13.7%
Groceries	$1,040/mo	$1,079/mo	↑ $38.97more	3.7%

Housing

↓ 32.6%

Long Beach, CA

$7,749

San Diego, CA

$5,223

Difference

$2,526

less

Transportation

↓ 27.2%

Long Beach, CA

$2,158

San Diego, CA

$1,571

Difference

$587

less

Other

↑ 9.3%

Long Beach, CA

$1,731

San Diego, CA

$1,892

Difference

$161

Healthcare

↑ 15.2%

Long Beach, CA

$554

San Diego, CA

$638

Difference

$84.26

All Utilities

↑ 13.7%

Long Beach, CA

$557

San Diego, CA

$634

Difference

$76.50

Groceries

↑ 3.7%

Long Beach, CA

$1,040

San Diego, CA

$1,079

Difference

$38.97

🏠Rent Comparison

Studio

From$2,070

To$2,565

↑ $495

1 Bed

From$2,320

To$2,755

↑ $435

2 Bed

From$2,895

To$3,360

↑ $465

3 Bed

From$3,670

To$4,475

↑ $805

Long Beach, CAZIP-level data

1BR range: $1,800–$2,720/mo

San Diego, CAZIP-level data

1BR range: $1,980–$3,690/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,790

Monthly in Long Beach, CA

$11,037

Monthly in San Diego, CA

$2,753

Difference

Home Values

Long Beach

San Diego

$976K

Median Value

$980K

↑ +0.5%

YoY Change

↓ -3%

↑ +26.7%

5-Year Change

↑ +37.4%

$491K - $1.29M

Price Range

$598K - $2.01M

Calculate payment - Long Beach Calculate payment - San Diego

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Long Beach, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Diego, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Long Beach, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Diego, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.