Long Beach, MS vs Tampa, FL: Cost of Living

Which city costs less?

Tampa, FL has a modeled overall cost index 15.1% higher than Long Beach, MS.

Long Beach, MS · modeled 2BR rent: $1,270 / month
Tampa, FL · modeled 2BR rent: $2,290 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Long Beach, MS and Tampa, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Long Beach, MS

Numbers update automatically as you type

Estimated extra cost: $1,293/month in Tampa, FL

$150,000 in your current city has a modeled equivalent of $165,514 in Tampa, FL

Regional cost estimates: Long Beach, MS uses New Orleans, LA. Tampa, FL uses Tampa-St. Petersburg-Clearwater, FL Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 15.1%

More expensive

Monthly Impact

$1,293

Extra cost

Annual Impact

$15.5K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Long Beach, MS

Population:17K

Cost Index:

89.5

100 = national average

Typical Home:$228K

Tampa, FL

Population:385K

Cost Index:

103.0

100 = national average

Typical Home:$367K

Planning the move to Tampa?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Long Beach, MS

The Magnolia State

17K

Population

State Tax

Yes

Located in Mississippi, this city has a population of 17K residents.

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Estimated monthly spending: Long Beach, MS vs Tampa, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Long Beach, MS	Tampa, FL	Difference	Change
Housing	$2,216/mo	$2,986/mo	↑ $770more	34.7%
Transportation	$1,280/mo	$1,419/mo	↑ $138more	10.8%
Healthcare	$502/mo	$630/mo	↑ $128more	25.4%
All Utilities	$519/mo	$634/mo	↑ $115more	22.2%
Groceries	$1,034/mo	$1,126/mo	↑ $92.19more	8.9%
Other	$1,948/mo	$1,998/mo	↑ $49.36more	2.5%

Housing

↑ 34.7%

Long Beach, MS

$2,216

Tampa, FL

$2,986

Difference

$770

Transportation

↑ 10.8%

Long Beach, MS

$1,280

Tampa, FL

$1,419

Difference

$138

Healthcare

↑ 25.4%

Long Beach, MS

$502

Tampa, FL

$630

Difference

$128

All Utilities

↑ 22.2%

Long Beach, MS

$519

Tampa, FL

$634

Difference

$115

Groceries

↑ 8.9%

Long Beach, MS

$1,034

Tampa, FL

$1,126

Difference

$92.19

Other

↑ 2.5%

Long Beach, MS

$1,948

Tampa, FL

$1,998

Difference

$49.36

🏠Rent Comparison

Studio

From$880

To$1,850

↑ $970

1 Bed

From$1,030

To$1,960

↑ $930

2 Bed

From$1,270

To$2,290

↑ $1,020

3 Bed

From$1,640

To$2,930

↑ $1,290

Long Beach, MSZIP-level data

1BR range: $1,030–$1,030/mo

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Long Beach, MS

$8,793

Monthly in Tampa, FL

$1,293

Difference

Home Values

Long Beach

Tampa

$228K

Median Value

$367K

↑ +0.9%

YoY Change

↓ -4%

↑ +26.7%

5-Year Change

↑ +42.1%

$228K

Price Range

$251K - $989K

Homes in Tampa are 61% more expensive than Long Beach

Calculate payment - Long Beach Calculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$613

More take-home

Effective Rate Diff

4.9%

Rate difference

Long Beach, MS

Federal Income Tax

Effective: 18.9%

$25.5K

Mississippi State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,803/month

$105.6K

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Long Beach, MS Tax Rates

Sales Tax:7.1%

Property Tax:0.6%

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Long Beach, MS: No data yet

Tampa, FL

28/100

4.5% sidewalk tags · 6.6% cycling tags

Environment

Long Beach

Tampa

41 Good

Air Quality

50 Good

70.2%

Good Air Days

52.5%

98 High

Climate Risk

99 High

🌊🌀🌡

Top Hazards

🌊🌅🌀

▲+2.2°F

2050 Outlook

▲+2.2°F

46 days

Heat Days >95°F

38 days

▲+2.2°F

2050 Outlook

▲+2.2°F

46 days

Heat Days >95°F

38 days

Before moving from Long Beach, MS to Tampa, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Tampa, FL for the same bedroom count and included utilities as your home in Long Beach, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Long Beach to Tampa moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Tampa, FL by cost, housing, population and region.

Frequently Asked Questions: Long Beach, MS vs Tampa, FL

How do the cost estimates for Long Beach, MS and Tampa, FL compare?

Tampa, FL has a modeled overall cost index 15.1% higher than Long Beach, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Long Beach, MS, the model estimates $165,514 in Tampa, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Long Beach, MS and Tampa, FL?

The modeled two-bedroom rents are $1,270/month in Long Beach, MS and $2,290/month in Tampa, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and Florida on TaxTakeHome.com