Is Austin, TX cheaper than Long Beach, NY?

Based on cost of living data, Austin, TX is 30.4% cheaper than Long Beach, NY. This translates to saving $2280 per month.

What salary do I need in Austin, TX to live like I do in Long Beach, NY?

If you earn $150,000 in Long Beach, NY, you'd need approximately $122,638.813 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Long Beach, NY and Austin, TX?

Housing in Austin, TX is 52.4% cheaper than in Long Beach, NY. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,306/month in Long Beach, NY.

How much can I save per month by moving from Long Beach, NY to Austin, TX?

Moving from Long Beach, NY to Austin, TX could save you approximately $2280 per month, or $27361 per year, based on a $150,000 salary.

Long Beach, NY vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Long Beach, NY — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Long Beach, NY

Numbers update automatically as you type

You'd save $2.3K/month moving to Austin, TX

$150.0K in your current city equals $122.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 30.4%

Less expensive

Monthly Impact

$2,280

Savings

Annual Impact

$27.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Long Beach, NY

Population:35K

Cost Index:100

Median Home:$796K

Austin, TX

Population:979K

Cost Index:70

Median Home:$558K

Long Beach, NY

The Empire State

35K

Population

State Tax

Yes

Located in New York, this city has a population of 35K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Long Beach, NY vs Austin, TX

Category	Long Beach, NY	Austin, TX	Difference	Change
🏠Housing	$6,063/mo	$2,885/mo	↓ $3,179less	52.4%
🛒Groceries	$1,094/mo	$959/mo	↓ $134less	12.3%
🚗Transportation	$1,411/mo	$1,284/mo	↓ $127less	9.0%
🏥Healthcare	$645/mo	$589/mo	↓ $56.88less	8.8%
📦Other	$1,792/mo	$1,741/mo	↓ $50.71less	2.8%
⚡All Utilities	$563/mo	$541/mo	↓ $22.15less	3.9%

🏠Housing

↓ 52.4%

Long Beach, NY

$6,063

Austin, TX

$2,885

Difference

$3,179

less

🛒Groceries

↓ 12.3%

Long Beach, NY

$1,094

Austin, TX

$959

Difference

$134

less

🚗Transportation

↓ 9.0%

Long Beach, NY

$1,411

Austin, TX

$1,284

Difference

$127

less

🏥Healthcare

↓ 8.8%

Long Beach, NY

$645

Austin, TX

$589

Difference

$56.88

less

📦Other

↓ 2.8%

Long Beach, NY

$1,792

Austin, TX

$1,741

Difference

$50.71

less

⚡All Utilities

↓ 3.9%

Long Beach, NY

$563

Austin, TX

$541

Difference

$22.15

less

🏠Rent Comparison

Studio

From$1,670

To$1,585

↓ $85.00

1 Bed

From$1,999

To$1,685

↓ $314

2 Bed

From$2,306

To$1,995

↓ $311

3 Bed

From$2,995

To$2,525

↓ $470

Long Beach, NYZIP-level data

1BR range: $2,670–$2,670/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,569

Monthly in Long Beach, NY

$7,998

Monthly in Austin, TX

$3,570

Difference

Home Values

Long Beach

Austin

$796K

Median Value

$558K

↑ +3.7%

YoY Change

↓ -5%

↑ +29.8%

5-Year Change

↑ +12.6%

$796K

Price Range

$272K - $1.26M

Homes in Austin are 30% less expensive than Long Beach

Calculate payment - Long Beach Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Long Beach, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Long Beach, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.