Long Beach, NY vs Fair Lawn, NJ: Cost of Living

Which city costs less?

Fair Lawn, NJ has a modeled overall cost index 30.5% lower than Long Beach, NY.

Long Beach, NY · modeled 2BR rent: $3,080 / month
Fair Lawn, NJ · modeled 2BR rent: $2,620 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Long Beach, NY and Fair Lawn, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Long Beach, NY

Numbers update automatically as you type

Estimated savings: $2,497/month in Fair Lawn, NJ

$150,000 in your current city has a modeled equivalent of $120,040 in Fair Lawn, NJ

Regional cost estimates: Long Beach, NY uses New York, NY. Fair Lawn, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 30.5%

Less expensive

Monthly Impact

$2,497

Savings

Annual Impact

$30.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Long Beach, NY

Population:35K

Cost Index:

148.0

100 = national average

Typical Home:$796K

Fair Lawn, NJ

Population:36K

Cost Index:

102.9

100 = national average

Typical Home:$691K

Planning the move to Fair Lawn?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Long Beach, NY

The Empire State

35K

Population

State Tax

Yes

Located in New York, this city has a population of 35K residents.

Fair Lawn, NJ

The Garden State

36K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 36K residents.

Cost Breakdown by Category

Estimated monthly spending: Long Beach, NY vs Fair Lawn, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Long Beach, NY	Fair Lawn, NJ	Difference	Change
Housing	$3,931/mo	$1,257/mo	↓ $2,674less	68.0%
Other	$1,162/mo	$1,251/mo	↑ $89.73more	7.7%
Transportation	$915/mo	$987/mo	↑ $72.23more	7.9%
Healthcare	$418/mo	$435/mo	↑ $16.76more	4.0%
Groceries	$709/mo	$696/mo	↓ $13.34less	1.9%
All Utilities	$365/mo	$377/mo	↑ $11.85more	3.2%

Housing

↓ 68.0%

Long Beach, NY

$3,931

Fair Lawn, NJ

$1,257

Difference

$2,674

less

Other

↑ 7.7%

Long Beach, NY

$1,162

Fair Lawn, NJ

$1,251

Difference

$89.73

Transportation

↑ 7.9%

Long Beach, NY

$915

Fair Lawn, NJ

$987

Difference

$72.23

Healthcare

↑ 4.0%

Long Beach, NY

$418

Fair Lawn, NJ

$435

Difference

$16.76

Groceries

↓ 1.9%

Long Beach, NY

$709

Fair Lawn, NJ

$696

Difference

$13.34

less

All Utilities

↑ 3.2%

Long Beach, NY

$365

Fair Lawn, NJ

$377

Difference

$11.85

🏠Rent Comparison

Studio

From$2,230

To$2,000

↓ $230

1 Bed

From$2,670

To$2,280

↓ $390

2 Bed

From$3,080

To$2,620

↓ $460

3 Bed

From$4,000

To$3,200

↓ $800

Long Beach, NYZIP-level data

1BR range: $2,670–$2,670/mo

Fair Lawn, NJZIP-level data

1BR range: $2,280–$2,280/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Long Beach, NY

$5,003

Monthly in Fair Lawn, NJ

$2,497

Difference

Home Values

Long Beach

Fair Lawn

$796K

Median Value

$691K

↑ +3.7%

YoY Change

↑ +4.4%

↑ +29.8%

5-Year Change

↑ +38.4%

Homes in Fair Lawn are 13% less expensive than Long Beach

Calculate payment - Long Beach Calculate payment - Fair Lawn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.1K

Per year

Monthly Difference

$176

More take-home

Effective Rate Diff

1.4%

Rate difference

Long Beach, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Fair Lawn, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Long Beach, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Fair Lawn, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Long Beach

Fair Lawn

43 Good

Air Quality

N/A

65.8%

Good Air Days

99 High

Climate Risk

98 High

🌊🌀🌡

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

15 days

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

15 days

Before moving from Long Beach, NY to Fair Lawn, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Fair Lawn, NJ for the same bedroom count and included utilities as your home in Long Beach, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Long Beach to Fair Lawn moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fair Lawn, NJ by cost, housing, population and region.

Frequently Asked Questions: Long Beach, NY vs Fair Lawn, NJ

How do the cost estimates for Long Beach, NY and Fair Lawn, NJ compare?

Fair Lawn, NJ has a modeled overall cost index 30.5% lower than Long Beach, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Long Beach, NY, the model estimates $120,040 in Fair Lawn, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Long Beach, NY and Fair Lawn, NJ?

The modeled two-bedroom rents are $3,080/month in Long Beach, NY and $2,620/month in Fair Lawn, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and New Jersey on TaxTakeHome.com