Is St. Louis, MO cheaper than Long Branch, NJ?

Based on cost of living data, St. Louis, MO is 41.0% cheaper than Long Branch, NJ. This translates to saving $3074 per month.

What salary do I need in St. Louis, MO to live like I do in Long Branch, NJ?

If you earn $150,000 in Long Branch, NJ, you'd need approximately $113,110.957 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Long Branch, NJ and St. Louis, MO?

Housing in St. Louis, MO is 69.0% cheaper than in Long Branch, NJ. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,760/month in Long Branch, NJ.

How much can I save per month by moving from Long Branch, NJ to St. Louis, MO?

Moving from Long Branch, NJ to St. Louis, MO could save you approximately $3074 per month, or $36889 per year, based on a $150,000 salary.

Long Branch, NJ vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Long Branch, NJ — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Long Branch, NJ

Numbers update automatically as you type

You'd save $3.1K/month moving to St. Louis, MO

$150.0K in your current city equals $113.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 41.0%

Less expensive

Monthly Impact

$3,074

Savings

Annual Impact

$36.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Long Branch, NJ

Population:33K

Cost Index:100

Median Home:$775K

St. Louis, MO

Population:302K

Cost Index:59

Median Home:$145K

Long Branch, NJ

The Garden State

33K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 33K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Long Branch, NJ vs St. Louis, MO

Category	Long Branch, NJ	St. Louis, MO	Difference	Change
🏠Housing	$6,040/mo	$1,871/mo	↓ $4,169less	69.0%
🚗Transportation	$1,406/mo	$1,216/mo	↓ $190less	13.5%
📦Other	$1,785/mo	$1,607/mo	↓ $178less	10.0%
🛒Groceries	$1,091/mo	$949/mo	↓ $142less	13.0%
🏥Healthcare	$644/mo	$527/mo	↓ $118less	18.3%
⚡All Utilities	$562/mo	$535/mo	↓ $26.54less	4.7%

🏠Housing

↓ 69.0%

Long Branch, NJ

$6,040

St. Louis, MO

$1,871

Difference

$4,169

less

🚗Transportation

↓ 13.5%

Long Branch, NJ

$1,406

St. Louis, MO

$1,216

Difference

$190

less

📦Other

↓ 10.0%

Long Branch, NJ

$1,785

St. Louis, MO

$1,607

Difference

$178

less

🛒Groceries

↓ 13.0%

Long Branch, NJ

$1,091

St. Louis, MO

$949

Difference

$142

less

🏥Healthcare

↓ 18.3%

Long Branch, NJ

$644

St. Louis, MO

$527

Difference

$118

less

⚡All Utilities

↓ 4.7%

Long Branch, NJ

$562

St. Louis, MO

$535

Difference

$26.54

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Long Branch, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,268

To$910

↓ $358

1 Bed

From$1,425

To$950

↓ $475

2 Bed

From$1,760

To$1,160

↓ $600

3 Bed

From$2,305

To$1,490

↓ $815

Long Branch, NJZIP-level data

1BR range: $1,910–$1,910/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,529

Monthly in Long Branch, NJ

$6,705

Monthly in St. Louis, MO

$4,824

Difference

Home Values

Long Branch

St. Louis

$775K

Median Value

$145K

↑ +0.9%

YoY Change

↓ -0.8%

↑ +47.9%

5-Year Change

↑ +10.9%

$775K

Price Range

$38K - $302K

Homes in St. Louis are 81% less expensive than Long Branch

Calculate payment - Long Branch Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $499

More taxes

Monthly Difference

$41.54

Less take-home

Effective Rate Diff

0.3%

Rate difference

Long Branch, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Long Branch, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.