Long Grove, IL vs Lake Bluff, IL: Cost of Living

Which city costs less?

Lake Bluff, IL has a modeled overall cost index 1.4% lower than Long Grove, IL.

Long Grove, IL · modeled 2BR rent: $2,350 / month
Lake Bluff, IL · modeled 2BR rent: $2,100 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Long Grove, IL and Lake Bluff, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Long Grove, IL

Numbers update automatically as you type

Estimated savings: $89.16/month in Lake Bluff, IL

$150,000 in your current city has a modeled equivalent of $148,930 in Lake Bluff, IL

Regional cost estimates: Long Grove, IL uses Chicago, IL. Lake Bluff, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 1.4%

Less expensive

Monthly Impact

$89.16

Savings

Annual Impact

$1.1K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Long Grove, IL

Population:8K

Cost Index:

94.2

100 = national average

Typical Home:$622K

Lake Bluff, IL

Population:6K

Cost Index:

92.9

100 = national average

Typical Home:$604K

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Long Grove, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 8K residents.

Lake Bluff, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 6K residents.

Cost Breakdown by Category

Estimated monthly spending: Long Grove, IL vs Lake Bluff, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Long Grove, IL	Lake Bluff, IL	Difference	Change
Housing	$2,437/mo	$2,403/mo	↓ $33.48less	1.4%
Other	$1,552/mo	$1,531/mo	↓ $21.32less	1.4%
Transportation	$1,484/mo	$1,463/mo	↓ $20.38less	1.4%
Groceries	$974/mo	$967/mo	↓ $6.71less	0.7%
Healthcare	$563/mo	$559/mo	↓ $3.88less	0.7%
All Utilities	$491/mo	$488/mo	↓ $3.39less	0.7%

Housing

↓ 1.4%

Long Grove, IL

$2,437

Lake Bluff, IL

$2,403

Difference

$33.48

less

Other

↓ 1.4%

Long Grove, IL

$1,552

Lake Bluff, IL

$1,531

Difference

$21.32

less

Transportation

↓ 1.4%

Long Grove, IL

$1,484

Lake Bluff, IL

$1,463

Difference

$20.38

less

Groceries

↓ 0.7%

Long Grove, IL

$974

Lake Bluff, IL

$967

Difference

$6.71

less

Healthcare

↓ 0.7%

Long Grove, IL

$563

Lake Bluff, IL

$559

Difference

$3.88

less

All Utilities

↓ 0.7%

Long Grove, IL

$491

Lake Bluff, IL

$488

Difference

$3.39

less

🏠Rent Comparison

Studio

From$1,950

To$1,740

↓ $210

1 Bed

From$2,090

To$1,860

↓ $230

2 Bed

From$2,350

To$2,100

↓ $250

3 Bed

From$3,030

To$2,700

↓ $330

Long Grove, ILZIP-level data

1BR range: $2,090–$2,090/mo

Lake Bluff, ILZIP-level data

1BR range: $1,860–$1,860/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Long Grove, IL

$7,411

Monthly in Lake Bluff, IL

$89.16

Difference

Home Values

Long Grove

Lake Bluff

$622K

Median Value

$604K

↑ +6.3%

YoY Change

↑ +9.5%

↑ +43.1%

5-Year Change

↑ +52.3%

Homes in Lake Bluff are 3% less expensive than Long Grove

Calculate payment - Long Grove Calculate payment - Lake Bluff

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Long Grove, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Lake Bluff, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Long Grove, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Lake Bluff, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Long Grove

Lake Bluff

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Long Grove, IL to Lake Bluff, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Lake Bluff, IL for the same bedroom count and included utilities as your home in Long Grove, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Long Grove to Lake Bluff moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lake Bluff, IL by cost, housing, population and region.

Frequently Asked Questions: Long Grove, IL vs Lake Bluff, IL

How do the cost estimates for Long Grove, IL and Lake Bluff, IL compare?

Lake Bluff, IL has a modeled overall cost index 1.4% lower than Long Grove, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Long Grove, IL, the model estimates $148,930 in Lake Bluff, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Long Grove, IL and Lake Bluff, IL?

The modeled two-bedroom rents are $2,350/month in Long Grove, IL and $2,100/month in Lake Bluff, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.