Is Charlotte, NC cheaper than Longmont, CO?

Based on cost of living data, Charlotte, NC is 7.2% cheaper than Longmont, CO. This translates to saving $541 per month.

What salary do I need in Charlotte, NC to live like I do in Longmont, CO?

If you earn $150,000 in Longmont, CO, you'd need approximately $143,502.633 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Longmont, CO and Charlotte, NC?

Housing in Charlotte, NC is 11.2% cheaper than in Longmont, CO. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,656/month in Longmont, CO.

How much can I save per month by moving from Longmont, CO to Charlotte, NC?

Moving from Longmont, CO to Charlotte, NC could save you approximately $541 per month, or $6497 per year, based on a $150,000 salary.

Longmont, CO vs Charlotte, NC: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Longmont, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Longmont, CO

Numbers update automatically as you type

You'd save $541/month moving to Charlotte, NC

$150.0K in your current city equals $143.5K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area

Overall Cost

↓ 7.2%

Less expensive

Monthly Impact

$541

Savings

Annual Impact

$6.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Longmont, CO

Population:99K

Cost Index:100

Median Home:$570K

Charlotte, NC

Population:875K

Cost Index:93

Median Home:$399K

Longmont, CO

The Centennial State

99K

Population

State Tax

Yes

Located in Colorado, this city has a population of 99K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Longmont, CO vs Charlotte, NC

Category	Longmont, CO	Charlotte, NC	Difference	Change
🏠Housing	$2,779/mo	$2,469/mo	↓ $310less	11.2%
🚗Transportation	$1,389/mo	$1,202/mo	↓ $187less	13.5%
🏥Healthcare	$616/mo	$638/mo	↑ $22.06more	3.6%
📦Other	$1,687/mo	$1,707/mo	↑ $20.99more	1.2%
🛒Groceries	$1,003/mo	$989/mo	↓ $14.14less	1.4%
⚡All Utilities	$506/mo	$519/mo	↑ $13.03more	2.6%

🏠Housing

↓ 11.2%

Longmont, CO

$2,779

Charlotte, NC

$2,469

Difference

$310

less

🚗Transportation

↓ 13.5%

Longmont, CO

$1,389

Charlotte, NC

$1,202

Difference

$187

less

🏥Healthcare

↑ 3.6%

Longmont, CO

$616

Charlotte, NC

$638

Difference

$22.06

📦Other

↑ 1.2%

Longmont, CO

$1,687

Charlotte, NC

$1,707

Difference

$20.99

🛒Groceries

↓ 1.4%

Longmont, CO

$1,003

Charlotte, NC

$989

Difference

$14.14

less

⚡All Utilities

↑ 2.6%

Longmont, CO

$506

Charlotte, NC

$519

Difference

$13.03

🏠Rent Comparison

Studio

From$1,228

To$1,630

↑ $402

1 Bed

From$1,357

To$1,710

↑ $353

2 Bed

From$1,656

To$1,870

↑ $214

3 Bed

From$2,230

To$2,300

↑ $70.00

Longmont, COZIP-level data

1BR range: $1,540–$1,760/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,980

Monthly in Longmont, CO

$7,525

Monthly in Charlotte, NC

$455

Difference

Home Values

Longmont

Charlotte

$570K

Median Value

$399K

↓ -3.3%

YoY Change

↓ -1.1%

↑ +20.4%

5-Year Change

↑ +40.8%

$479K - $720K

Price Range

$293K - $1.57M

Homes in Charlotte are 30% less expensive than Longmont

Calculate payment - Longmont Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $525

More taxes

Monthly Difference

$43.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Longmont, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Longmont, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.