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Cost of Living Comparison 2026

Compare Longmont, CO and Denver, CO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $391/month more in Denver, CO

$150.0K in your current city equals $154.7K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
↑ 5.2%
More expensive
Monthly Impact
$391
Extra cost
Annual Impact
$4.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Longmont, CO

Population:99K
Cost Index:
100
100 = national average
Median Home:$570K

Denver, CO

Population:716K
Cost Index:
105
(5% above avg)
Median Home:$513K

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Longmont, CO

The Centennial State

99K
Population
State Tax
Yes

Located in Colorado, this city has a population of 99K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • •Mile-high city (5,280 ft)
  • •Outdoor recreation hub
  • •Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Longmont, CO vs Denver, CO

Housing
↑ 16.9%
Longmont, CO
$2,779
Denver, CO
$3,248
Difference
$470
more
Other
↑ 5.2%
Longmont, CO
$1,687
Denver, CO
$1,774
Difference
$87.95
more
Transportation
↑ 5.2%
Longmont, CO
$1,389
Denver, CO
$1,462
Difference
$72.45
more
Groceries
↑ 2.6%
Longmont, CO
$1,003
Denver, CO
$1,029
Difference
$25.83
more
Healthcare
↑ 2.6%
Longmont, CO
$616
Denver, CO
$632
Difference
$15.86
more
All Utilities
↑ 2.6%
Longmont, CO
$506
Denver, CO
$519
Difference
$13.03
more

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Longmont, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,228
To$1,720
↑ $492
1 Bed
From$1,357
To$1,840
↑ $483
2 Bed
From$1,656
To$2,190
↑ $534
3 Bed
From$2,230
To$2,870
↑ $640
Longmont, COZIP-level data

1BR range: $1,540–$1,760/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,980
Monthly in Longmont, CO
$8,665
Monthly in Denver, CO
$685
Difference

Home Values

Longmont
Denver
$570K
Median Value
$513K
↓ -3.3%
YoY Change
↓ -4.2%
↑ +20.4%
5-Year Change
↑ +13%
$479K - $720K
Price Range
$352K - $933K

Homes in Denver are 10% less expensive than Longmont

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Longmont, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Longmont, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Longmont
Denver
55 Moderate
Air Quality
55 Moderate
35.2%
Good Air Days
35.2%
95 High
Climate Risk
95 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+3.3°F
28 days
Heat Days >95°F
28 days
▲+3.3°F
2050 Outlook
▲+3.3°F
28 days
Heat Days >95°F
28 days

What to Consider When Moving from Longmont, CO to Denver, CO

Relocating from Longmont, CO to Denver, CO involves more than just comparing rent prices. While the overall cost of living is roughly 5% higher in Denver, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Denver, CO is 17% more expensive than in Longmont, CO. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Denver, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Denver, CO to match your current standard of living in Longmont, CO.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Denver, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Longmont, CO vs Denver, CO

How do the cost estimates for Longmont, CO and Denver, CO compare?

The saved overall index for Denver, CO is 5.2% higher than for Longmont, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Longmont, CO, the model estimates $154,694 in Denver, CO. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Longmont, CO and Denver, CO?

The modeled two-bedroom rents are $1,656/month in Longmont, CO and $2,190/month in Denver, CO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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