Los Altos, CA vs San Carlos, CA: Cost of Living

Which city costs less?

San Carlos, CA has a modeled overall cost index 0.1% lower than Los Altos, CA.

Los Altos, CA · modeled 2BR rent
$4,265 / month
San Carlos, CA · modeled 2BR rent
$3,950 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Los Altos, CA and San Carlos, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $5.92/month in San Carlos, CA

$150,000 in your current city has a modeled equivalent of $149,929 in San Carlos, CA

Regional cost estimates: Los Altos, CA uses Fremont, CA. San Carlos, CA uses Fremont, CA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.1%
Less expensive
Monthly Impact
$5.92
Savings
Annual Impact
$71.00
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Los Altos, CA

Population:30K
Cost Index:
164.4
100 = national average
Typical Home:$4.69M

San Carlos, CA

Population:29K
Cost Index:
164.2
100 = national average
Typical Home:$2.30M

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Los Altos, CA

The Golden State

30K
Population
State Tax
Yes

Located in California, this city has a population of 30K residents.

San Carlos, CA

The Golden State

29K
Population
State Tax
Yes

Located in California, this city has a population of 29K residents.

Cost Breakdown by Category

Estimated monthly spending: Los Altos, CA vs San Carlos, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 0.1%
Los Altos, CA
$4,139
San Carlos, CA
$4,135
Difference
$3.61
less
Other
↓ 0.1%
Los Altos, CA
$1,098
San Carlos, CA
$1,097
Difference
$0.96
less
Transportation
↓ 0.1%
Los Altos, CA
$847
San Carlos, CA
$846
Difference
$0.74
less
Groceries
↓ 0.0%
Los Altos, CA
$695
San Carlos, CA
$695
Difference
$0.30
less
Healthcare
↓ 0.0%
Los Altos, CA
$435
San Carlos, CA
$435
Difference
$0.19
less
All Utilities
↓ 0.0%
Los Altos, CA
$286
San Carlos, CA
$286
Difference
$0.12
less

🏠Rent Comparison

Studio
From$3,210
To$2,720
↓ $490
1 Bed
From$3,625
To$3,260
↓ $365
2 Bed
From$4,265
To$3,950
↓ $315
3 Bed
From$5,620
To$5,050
↓ $570
Los Altos, CAZIP-level data

1BR range: $3,540–$3,710/mo

San Carlos, CAZIP-level data

1BR range: $3,260–$3,260/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Los Altos, CA
$7,494
Monthly in San Carlos, CA
$5.92
Difference

Home Values

Los Altos
San Carlos
$4.69M
Median Value
$2.30M
↑ +3.3%
YoY Change
↑ +2.9%
↑ +35.2%
5-Year Change
↑ +25%
$4.48M - $4.90M
Price Range
$2.30M

Homes in San Carlos are 51% less expensive than Los Altos

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Los Altos, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

San Carlos, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Los Altos, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

San Carlos, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Los Altos
San Carlos
49 Good
Air Quality
49 Good
53%
Good Air Days
53%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌅
▲+2.2°F
2050 Outlook
▲+2.2°F
5 days
Heat Days >95°F
5 days
▲+2.2°F
2050 Outlook
▲+2.2°F
5 days
Heat Days >95°F
5 days

Before moving from Los Altos, CA to San Carlos, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in San Carlos, CA for the same bedroom count and included utilities as your home in Los Altos, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Los Altos to San Carlos moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Carlos, CA by cost, housing, population and region.

Frequently Asked Questions: Los Altos, CA vs San Carlos, CA

How do the cost estimates for Los Altos, CA and San Carlos, CA compare?

San Carlos, CA has a modeled overall cost index 0.1% lower than Los Altos, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Los Altos, CA, the model estimates $149,929 in San Carlos, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Los Altos, CA and San Carlos, CA?

The modeled two-bedroom rents are $4,265/month in Los Altos, CA and $3,950/month in San Carlos, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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