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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $1.2K/month more in Oakland, CA

$150.0K in your current city equals $164.4K in Oakland, CA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
16.0%
More expensive
Monthly Impact
$1,199
Extra cost
Annual Impact
$14.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Los Angeles, CA

Population:3899K
Cost Index:
100
100 = national average
Median Home:$885K

Oakland, CA

Population:441K
Cost Index:
116
(16% above avg)
Median Home:$575K

Los Angeles, CA

The Golden State

3.9M
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • Entertainment capital of the world
  • Major Pacific Rim trade center
  • Diverse metropolitan area

Major Industries

EntertainmentTechnologyInternational TradeTourism

Oakland, CA

The Golden State

441K
Population
State Tax
Yes

Located in California, this city has a population of 441K residents.

Cost Breakdown by Category

Annual spending: Los Angeles, CA vs Oakland, CA

Housing
24.7%
Los Angeles, CA
$7,749
Oakland, CA
$9,667
Difference
$1,918
more
Transportation
34.8%
Los Angeles, CA
$2,158
Oakland, CA
$1,407
Difference
$751
less
Healthcare
27.5%
Los Angeles, CA
$554
Oakland, CA
$706
Difference
$152
more
Other
5.4%
Los Angeles, CA
$1,731
Oakland, CA
$1,825
Difference
$93.74
more
All Utilities
16.7%
Los Angeles, CA
$557
Oakland, CA
$464
Difference
$92.89
less
Groceries
8.5%
Los Angeles, CA
$1,040
Oakland, CA
$1,129
Difference
$88.93
more

🏠Rent Comparison

Studio
From$1,910
To$1,770
$140
1 Bed
From$2,135
To$1,990
$145
2 Bed
From$2,660
To$2,420
$240
3 Bed
From$3,370
To$3,090
$280
Los Angeles, CAZIP-level data

1BR range: $1,630$3,130/mo

Oakland, CAZIP-level data

1BR range: $1,990$2,510/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,790
Monthly in Los Angeles, CA
$15,199
Monthly in Oakland, CA
$1,409
Difference

Home Values

Los Angeles
Oakland
$885K
Median Value
$575K
↓ -3.4%
YoY Change
↓ -9.5%
↑ +13.1%
5-Year Change
↓ -12.6%
$531K - $3.01M
Price Range
$433K - $1.10M

Homes in Oakland are 35% less expensive than Los Angeles

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Los Angeles, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Oakland, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Los Angeles, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Oakland, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Los Angeles
Oakland
80 Moderate
Air Quality
49 Good
10.4%
Good Air Days
53%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌅
+2.6°F
2050 Outlook
+1.9°F
17 days
Heat Days >95°F
2 days
+2.6°F
2050 Outlook
+1.9°F
17 days
Heat Days >95°F
2 days

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