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Los Angeles, CA

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Phoenix, AZ

Cost of Living Comparison 2026

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You'd save $3.0K/month moving to Phoenix, AZ

$150.0K in your current city equals $113.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
40.5%
Less expensive
Monthly Impact
$3,034
Savings
Annual Impact
$36.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Los Angeles, CA

Population:3899K
Cost Index:100
Median Home:$885K

Phoenix, AZ

Population:1608K
Cost Index:60
Median Home:$414K

Los Angeles, CA

The Golden State

3.9M
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • Entertainment capital of the world
  • Major Pacific Rim trade center
  • Diverse metropolitan area

Major Industries

EntertainmentTechnologyInternational TradeTourism

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • Fastest growing major city
  • Desert metropolis
  • Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Los Angeles, CA vs Phoenix, AZ

🏠Housing
64.0%
Los Angeles, CA
$7,749
Phoenix, AZ
$2,788
Difference
$4,961
less
🚗Transportation
31.0%
Los Angeles, CA
$2,158
Phoenix, AZ
$1,489
Difference
$669
less
🛒Groceries
7.4%
Los Angeles, CA
$1,040
Phoenix, AZ
$963
Difference
$76.94
less
📦Other
3.1%
Los Angeles, CA
$1,731
Phoenix, AZ
$1,677
Difference
$53.57
less
🏥Healthcare
6.3%
Los Angeles, CA
$554
Phoenix, AZ
$589
Difference
$34.70
more
All Utilities
0.7%
Los Angeles, CA
$557
Phoenix, AZ
$561
Difference
$3.82
more

🏠Rent Comparison

Studio
From$1,910
To$1,390
$520
1 Bed
From$2,135
To$1,510
$625
2 Bed
From$2,660
To$1,750
$910
3 Bed
From$3,370
To$2,330
$1,040
Los Angeles, CAZIP-level data

1BR range: $1,630$3,130/mo

Phoenix, AZZIP-level data

1BR range: $1,300$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,790
Monthly in Los Angeles, CA
$8,068
Monthly in Phoenix, AZ
$5,722
Difference

Home Values

Los Angeles
Phoenix
$885K
Median Value
$414K
↓ -3.4%
YoY Change
↓ -3.1%
↑ +13.1%
5-Year Change
↑ +30.2%
$531K - $3.01M
Price Range
$274K - $957K

Homes in Phoenix are 53% less expensive than Los Angeles

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$5.4K
Per year
Monthly Difference
$449
More take-home
Effective Rate Diff
3.6%
Rate difference

Los Angeles, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Los Angeles, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Los Angeles
Phoenix
80 Moderate
Air Quality
77 Moderate
10.4%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌡
+2.6°F
2050 Outlook
+2.7°F
17 days
Heat Days >95°F
162 days
+2.6°F
2050 Outlook
+2.7°F
17 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between California and Arizona on TaxTakeHome.com

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