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Cost of Living Comparison 2026

Considering the move from Los Angeles to San Diego? The cost of living difference between these two cities might be the deciding factor. Los Angeles is known for entertainment, tech, and creative industries, while San Diego draws people with its perfect weather and craft beer scene.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $1.3K/month moving to San Diego, CA

$150.0K in your current city equals $134.8K in San Diego, CA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
16.9%
Less expensive
Monthly Impact
$1,268
Savings
Annual Impact
$15.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Los Angeles, CA

Population:3899K
Cost Index:
100
100 = national average
Median Home:$885K

San Diego, CA

Population:1387K
Cost Index:
83
(17% below avg)
Median Home:$980K

Los Angeles, CA

The Golden State

3.9M
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • Entertainment capital of the world
  • Major Pacific Rim trade center
  • Diverse metropolitan area

Major Industries

EntertainmentTechnologyInternational TradeTourism

San Diego, CA

The Golden State

1.4M
Population
State Tax
Yes
Climate
Semi-arid Mediterranean

Notable Facts

  • Year-round perfect weather
  • Major military presence
  • Biotech hub

Major Industries

MilitaryTechnologyTourismBiotechnology

Cost Breakdown by Category

Annual spending: Los Angeles, CA vs San Diego, CA

Housing
32.6%
Los Angeles, CA
$7,749
San Diego, CA
$5,223
Difference
$2,526
less
Transportation
27.2%
Los Angeles, CA
$2,158
San Diego, CA
$1,571
Difference
$587
less
Other
9.3%
Los Angeles, CA
$1,731
San Diego, CA
$1,892
Difference
$161
more
Healthcare
15.2%
Los Angeles, CA
$554
San Diego, CA
$638
Difference
$84.26
more
All Utilities
13.7%
Los Angeles, CA
$557
San Diego, CA
$634
Difference
$76.50
more
Groceries
3.7%
Los Angeles, CA
$1,040
San Diego, CA
$1,079
Difference
$38.97
more

🏠Rent Comparison

Studio
From$1,910
To$2,565
$655
1 Bed
From$2,135
To$2,755
$620
2 Bed
From$2,660
To$3,360
$700
3 Bed
From$3,370
To$4,475
$1,105
Los Angeles, CAZIP-level data

1BR range: $1,630$3,130/mo

San Diego, CAZIP-level data

1BR range: $1,980$3,690/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,790
Monthly in Los Angeles, CA
$11,037
Monthly in San Diego, CA
$2,753
Difference

Home Values

Los Angeles
San Diego
$885K
Median Value
$980K
↓ -3.4%
YoY Change
↓ -3%
↑ +13.1%
5-Year Change
↑ +37.4%
$531K - $3.01M
Price Range
$598K - $2.01M

Homes in San Diego are 11% more expensive than Los Angeles

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Los Angeles, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

San Diego, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Los Angeles, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

San Diego, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Los Angeles
San Diego
80 Moderate
Air Quality
71 Moderate
10.4%
Good Air Days
12.8%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌡
+2.6°F
2050 Outlook
+2.1°F
17 days
Heat Days >95°F
1 days
+2.6°F
2050 Outlook
+2.1°F
17 days
Heat Days >95°F
1 days

What to Consider When Moving from Los Angeles, CA to San Diego, CA

Relocating from Los Angeles, CA to San Diego, CA involves more than just comparing rent prices. While the overall cost of living is about 17% lower in San Diego, CA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in San Diego, CA is 33% cheaper than in Los Angeles, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in San Diego, CA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in San Diego, CA to match your current standard of living in Los Angeles, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit San Diego, CA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Los Angeles, CA vs San Diego, CA

Is San Diego, CA cheaper than Los Angeles, CA?

Yes, San Diego, CA is about 16.9% cheaper than Los Angeles, CA. You could save approximately $1,268/month on a $150,000 salary. Housing costs are 33% lower in San Diego, CA.

What salary do I need in San Diego, CA to match my lifestyle in Los Angeles, CA?

If you currently earn $150,000 in Los Angeles, CA, you would need approximately $134,784 in San Diego, CA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Los Angeles, CA and San Diego, CA?

A two-bedroom apartment averages $2,660/month in Los Angeles, CA compared to $3,360/month in San Diego, CA. One-bedroom apartments are $2,135/month in Los Angeles, CA vs $2,755/month in San Diego, CA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Los Angeles, CA or San Diego, CA?

Groceries are about 4% more expensive in San Diego, CA than in Los Angeles, CA, which adds roughly $38.97/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Los Angeles, CA to San Diego, CA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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