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Cost of Living Comparison 2026

๐Ÿ“ Los Banos, CA โ€” ZIP-level rent data ยท COL adjusted from Modesto, CA area

$

Numbers update automatically as you type

You'd save $1.1K/month moving to Pittsburgh, PA

$150.0K in your current city equals $137.3K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 14.2%
Less expensive
Monthly Impact
$1,062
Savings
Annual Impact
$12.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Los Banos, CA

Population:49K
Cost Index:100
Median Home:$455K

Pittsburgh, PA

Population:303K
Cost Index:86

Los Banos, CA

The Golden State

49K
Population
State Tax
Yes

Located in California, this city has a population of 49K residents.

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Los Banos, CA vs Pittsburgh, PA

๐Ÿ Housing
โ†“ 26.4%
Los Banos, CA
$2,647
Pittsburgh, PA
$1,949
Difference
$698
less
๐Ÿš—Transportation
โ†“ 13.4%
Los Banos, CA
$1,403
Pittsburgh, PA
$1,216
Difference
$187
less
โšกAll Utilities
โ†‘ 17.3%
Los Banos, CA
$517
Pittsburgh, PA
$607
Difference
$89.61
more
๐Ÿ›’Groceries
โ†“ 6.9%
Los Banos, CA
$1,062
Pittsburgh, PA
$989
Difference
$72.99
less
๐ŸฅHealthcare
โ†‘ 7.6%
Los Banos, CA
$489
Pittsburgh, PA
$527
Difference
$37.19
more
๐Ÿ“ฆOther
โ†“ 2.0%
Los Banos, CA
$1,640
Pittsburgh, PA
$1,607
Difference
$32.95
less

๐Ÿ›๏ธ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Los Banos, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,059
To$750
โ†“ $309
1 Bed
From$1,148
To$850
โ†“ $298
2 Bed
From$1,423
To$1,050
โ†“ $373
3 Bed
From$1,957
To$1,400
โ†“ $557
Los Banos, CAZIP-level data

1BR range: $1,420โ€“$1,420/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,759
Monthly in Los Banos, CA
$6,894
Monthly in Pittsburgh, PA
$865
Difference

Home Values

Los Banos
Pittsburgh
$455K
Median Value
-
โ†“ -3.2%
YoY Change
-
โ†‘ +22.3%
5-Year Change
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $6.0K
Per year
Monthly Difference
$502
More take-home
Effective Rate Diff
4.0%
Rate difference

Los Banos, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Los Banos, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Los Banos
Pittsburgh
53 Moderate
Air Quality
52 Moderate
45.4%
Good Air Days
47.8%
97 High
Climate Risk
98 High
๐ŸŒŠโ˜€๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
67 days
Heat Days >95ยฐF
12 days
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
67 days
Heat Days >95ยฐF
12 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Pennsylvania on TaxTakeHome.com

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