Los Gatos, CA vs East Palo Alto, CA: Cost of Living

Which city costs less?

East Palo Alto, CA has a modeled overall cost index 11.7% lower than Los Gatos, CA.

Los Gatos, CA · modeled 2BR rent
$3,770 / month
East Palo Alto, CA · modeled 2BR rent
$3,300 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Los Gatos, CA and East Palo Alto, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $768/month in East Palo Alto, CA

$150,000 in your current city has a modeled equivalent of $140,783 in East Palo Alto, CA

Regional cost estimates: Los Gatos, CA uses San Jose, CA. East Palo Alto, CA uses Fremont, CA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 11.7%
Less expensive
Monthly Impact
$768
Savings
Annual Impact
$9.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Los Gatos, CA

Population:32K
Cost Index:
185.9
100 = national average
Typical Home:$2.52M

East Palo Alto, CA

Population:28K
Cost Index:
164.2
100 = national average
Typical Home:$2.06M

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Los Gatos, CA

The Golden State

32K
Population
State Tax
Yes

Located in California, this city has a population of 32K residents.

East Palo Alto, CA

The Golden State

28K
Population
State Tax
Yes

Located in California, this city has a population of 28K residents.

Cost Breakdown by Category

Estimated monthly spending: Los Gatos, CA vs East Palo Alto, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 18.5%
Los Gatos, CA
$4,556
East Palo Alto, CA
$3,714
Difference
$841
less
Other
↑ 3.2%
Los Gatos, CA
$955
East Palo Alto, CA
$986
Difference
$30.23
more
Transportation
↑ 3.2%
Los Gatos, CA
$737
East Palo Alto, CA
$760
Difference
$23.31
more
Groceries
↑ 1.6%
Los Gatos, CA
$615
East Palo Alto, CA
$624
Difference
$9.65
more
Healthcare
↑ 1.6%
Los Gatos, CA
$385
East Palo Alto, CA
$391
Difference
$6.04
more
All Utilities
↑ 1.6%
Los Gatos, CA
$253
East Palo Alto, CA
$257
Difference
$3.97
more

🏠Rent Comparison

Studio
From$2,840
To$2,350
↓ $490
1 Bed
From$3,230
To$2,760
↓ $470
2 Bed
From$3,770
To$3,300
↓ $470
3 Bed
From$4,980
To$4,270
↓ $710
Los Gatos, CAZIP-level data

1BR range: $3,230–$3,230/mo

East Palo Alto, CAZIP-level data

1BR range: $2,760–$2,760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Los Gatos, CA
$6,732
Monthly in East Palo Alto, CA
$768
Difference

Home Values

Los Gatos
East Palo Alto
$2.52M
Median Value
$2.06M
↑ +0.5%
YoY Change
↓ -0.1%
↑ +41.7%
5-Year Change
↑ +15.4%

Homes in East Palo Alto are 18% less expensive than Los Gatos

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Los Gatos, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

East Palo Alto, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Los Gatos, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

East Palo Alto, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Los Gatos
East Palo Alto
47 Good
Air Quality
49 Good
55.4%
Good Air Days
53%
100 Very High
Climate Risk
100 Very High
🌊🌅🌡
Top Hazards
🔥🌊🌅
▲+2.0°F
2050 Outlook
▲+2.2°F
11 days
Heat Days >95°F
5 days
▲+2.0°F
2050 Outlook
▲+2.2°F
11 days
Heat Days >95°F
5 days

Before moving from Los Gatos, CA to East Palo Alto, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in East Palo Alto, CA for the same bedroom count and included utilities as your home in Los Gatos, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Los Gatos to East Palo Alto moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to East Palo Alto, CA by cost, housing, population and region.

Frequently Asked Questions: Los Gatos, CA vs East Palo Alto, CA

How do the cost estimates for Los Gatos, CA and East Palo Alto, CA compare?

East Palo Alto, CA has a modeled overall cost index 11.7% lower than Los Gatos, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Los Gatos, CA, the model estimates $140,783 in East Palo Alto, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Los Gatos, CA and East Palo Alto, CA?

The modeled two-bedroom rents are $3,770/month in Los Gatos, CA and $3,300/month in East Palo Alto, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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