Is Kansas City, MO cheaper than Los Gatos, CA?

Based on cost of living data, Kansas City, MO is 51.6% cheaper than Los Gatos, CA. This translates to saving $3870 per month.

What salary do I need in Kansas City, MO to live like I do in Los Gatos, CA?

If you earn $150,000 in Los Gatos, CA, you'd need approximately $103,560.399 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Los Gatos, CA and Kansas City, MO?

Housing in Kansas City, MO is 73.8% cheaper than in Los Gatos, CA. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $2,965/month in Los Gatos, CA.

How much can I save per month by moving from Los Gatos, CA to Kansas City, MO?

Moving from Los Gatos, CA to Kansas City, MO could save you approximately $3870 per month, or $46440 per year, based on a $150,000 salary.

Los Gatos, CA vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Los Gatos, CA — ZIP-level rent data · COL adjusted from San Jose, CA area

Current salary in Los Gatos, CA

Numbers update automatically as you type

You'd save $3.9K/month moving to Kansas City, MO

$150.0K in your current city equals $103.6K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 51.6%

Less expensive

Monthly Impact

$3,870

Savings

Annual Impact

$46.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Los Gatos, CA

Population:32K

Cost Index:100

Median Home:$2.52M

Kansas City, MO

Population:508K

Cost Index:48

Median Home:$257K

Los Gatos, CA

The Golden State

32K

Population

State Tax

Yes

Located in California, this city has a population of 32K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Los Gatos, CA vs Kansas City, MO

Category	Los Gatos, CA	Kansas City, MO	Difference	Change
🏠Housing	$8,049/mo	$2,105/mo	↓ $5,944less	73.8%
🛒Groceries	$1,086/mo	$949/mo	↓ $137less	12.6%
⚡All Utilities	$447/mo	$535/mo	↑ $88.76more	19.9%
🚗Transportation	$1,302/mo	$1,216/mo	↓ $85.88less	6.6%
📦Other	$1,688/mo	$1,607/mo	↓ $80.99less	4.8%
🏥Healthcare	$679/mo	$607/mo	↓ $72.17less	10.6%

🏠Housing

↓ 73.8%

Los Gatos, CA

$8,049

Kansas City, MO

$2,105

Difference

$5,944

less

🛒Groceries

↓ 12.6%

Los Gatos, CA

$1,086

Kansas City, MO

$949

Difference

$137

less

⚡All Utilities

↑ 19.9%

Los Gatos, CA

$447

Kansas City, MO

$535

Difference

$88.76

🚗Transportation

↓ 6.6%

Los Gatos, CA

$1,302

Kansas City, MO

$1,216

Difference

$85.88

less

📦Other

↓ 4.8%

Los Gatos, CA

$1,688

Kansas City, MO

$1,607

Difference

$80.99

less

🏥Healthcare

↓ 10.6%

Los Gatos, CA

$679

Kansas City, MO

$607

Difference

$72.17

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Los Gatos, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,233

To$1,180

↓ $1,053

1 Bed

From$2,540

To$1,280

↓ $1,260

2 Bed

From$2,965

To$1,460

↓ $1,505

3 Bed

From$3,916

To$1,900

↓ $2,016

Los Gatos, CAZIP-level data

1BR range: $3,230–$3,230/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,251

Monthly in Los Gatos, CA

$7,020

Monthly in Kansas City, MO

$6,231

Difference

Home Values

Los Gatos

Kansas City

$2.52M

Median Value

$257K

↑ +0.5%

YoY Change

↑ +0.6%

↑ +41.7%

5-Year Change

↑ +32.2%

$2.52M

Price Range

$80K - $587K

Homes in Kansas City are 90% less expensive than Los Gatos

Calculate payment - Los Gatos Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Los Gatos, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Los Gatos, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.