Louisville, KY vs New Orleans, LA: Cost of Living

Which city costs less?

New Orleans, LA has a modeled overall cost index 6.7% higher than Louisville, KY.

Louisville, KY · modeled 2BR rent
$1,180 / month
New Orleans, LA · modeled 2BR rent
$1,375 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Louisville, KY and New Orleans, LA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $461/month in New Orleans, LA

$150,000 in your current city has a modeled equivalent of $155,536 in New Orleans, LA

Regional cost estimates: Louisville, KY uses Louisville/Jefferson County, KY-IN Metropolitan Area. New Orleans, LA uses New Orleans-Metairie, LA Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.7%
More expensive
Monthly Impact
$461
Extra cost
Annual Impact
$5.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Louisville, KY

Population:629K
Cost Index:
90.0
100 = national average
Typical Home:$204K

New Orleans, LA

Population:384K
Cost Index:
96.0
100 = national average
Typical Home:$223K

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Louisville, KY

The Bluegrass State

629K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 629K residents.

New Orleans, LA

The Pelican State

384K
Population
State Tax
Yes

Located in Louisiana, this city has a population of 384K residents.

Cost Breakdown by Category

Estimated monthly spending: Louisville, KY vs New Orleans, LA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 18.9%
Louisville, KY
$1,699
New Orleans, LA
$2,021
Difference
$322
more
Housing
↑ 12.2%
Louisville, KY
$2,277
New Orleans, LA
$2,554
Difference
$278
more
Healthcare
↓ 16.5%
Louisville, KY
$602
New Orleans, LA
$503
Difference
$99.29
less
Transportation
↓ 5.2%
Louisville, KY
$1,401
New Orleans, LA
$1,328
Difference
$72.97
less
All Utilities
↑ 4.7%
Louisville, KY
$496
New Orleans, LA
$520
Difference
$23.35
more
Groceries
↑ 1.0%
Louisville, KY
$1,025
New Orleans, LA
$1,036
Difference
$10.68
more

🏛️ Local Income Taxes

Louisville, KY: Louisville Occupational Tax$4,275/yr (2.9%)

New Orleans, LA has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$900
To$1,010
↑ $110
1 Bed
From$970
To$1,145
↑ $175
2 Bed
From$1,180
To$1,375
↑ $195
3 Bed
From$1,510
To$1,745
↑ $235
Louisville, KYZIP-level data

1BR range: $890–$1,490/mo

New Orleans, LAZIP-level data

1BR range: $1,120–$1,680/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Louisville, KY
$7,961
Monthly in New Orleans, LA
$461
Difference

Home Values

Louisville
New Orleans
$204K
Median Value
$223K
↑ +3.2%
YoY Change
↓ -3.5%
↑ +31.2%
5-Year Change
↓ -7.8%
$88K - $467K
Price Range
$146K - $508K

Homes in New Orleans are 9% more expensive than Louisville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $250
More taxes
Monthly Difference
$20.83
Less take-home
Effective Rate Diff
0.2%
Rate difference

Louisville, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

New Orleans, LA

Federal Income Tax
Effective: 18.9%
$25.5K
Louisiana State Tax
Effective: 5.2%
$7.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.8%
$44.8K
Take-Home Pay
$8,770/month
$105.2K

Additional Tax Information

Louisville, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

New Orleans, LA Tax Rates

Sales Tax:9.6%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Louisville
New Orleans
50 Good
Air Quality
41 Good
50.8%
Good Air Days
70.2%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
▲+2.9°F
2050 Outlook
▲+2.2°F
37 days
Heat Days >95°F
46 days
▲+2.9°F
2050 Outlook
▲+2.2°F
37 days
Heat Days >95°F
46 days

Before moving from Louisville, KY to New Orleans, LA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in New Orleans, LA for the same bedroom count and included utilities as your home in Louisville, KY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Louisville to New Orleans moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Orleans, LA by cost, housing, population and region.

Frequently Asked Questions: Louisville, KY vs New Orleans, LA

How do the cost estimates for Louisville, KY and New Orleans, LA compare?

New Orleans, LA has a modeled overall cost index 6.7% higher than Louisville, KY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Louisville, KY, the model estimates $155,536 in New Orleans, LA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Louisville, KY and New Orleans, LA?

The modeled two-bedroom rents are $1,180/month in Louisville, KY and $1,375/month in New Orleans, LA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Kentucky and Louisiana on TaxTakeHome.com

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