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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $768/month more in Port St. Lucie, FL

$150.0K in your current city equals $159.2K in Port St. Lucie, FL

Rent data from HUD ZIP-level estimates ยท COL index from Louisville/Jefferson County, KY-IN area
Overall Cost
โ†‘ 10.2%
More expensive
Monthly Impact
$768
Extra cost
Annual Impact
$9.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Louisville, KY

Population:629K
Cost Index:
100
100 = national average
Median Home:$204K

Port St. Lucie, FL

Population:245K
Cost Index:
110
(10% above avg)
Median Home:$390K

Louisville, KY

The Bluegrass State

629K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 629K residents.

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Louisville, KY vs Port St. Lucie, FL

Housing
โ†‘ 10.0%
Louisville, KY
$2,131
Port St. Lucie, FL
$2,343
Difference
$212
more
Other
โ†‘ 9.5%
Louisville, KY
$1,590
Port St. Lucie, FL
$1,741
Difference
$151
more
All Utilities
โ†‘ 21.2%
Louisville, KY
$464
Port St. Lucie, FL
$563
Difference
$98.64
more
Transportation
โ†“ 5.7%
Louisville, KY
$1,311
Port St. Lucie, FL
$1,237
Difference
$74.50
less
Groceries
โ†‘ 4.3%
Louisville, KY
$959
Port St. Lucie, FL
$1,000
Difference
$41.05
more
Healthcare
โ†“ 0.8%
Louisville, KY
$564
Port St. Lucie, FL
$559
Difference
$4.38
less

๐Ÿ›๏ธ Local Income Taxes

Louisville, KY: Louisville Occupational Tax$4,275/yr (2.9%)

Port St. Lucie, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$900
To$1,474
โ†‘ $574
1 Bed
From$970
To$1,490
โ†‘ $520
2 Bed
From$1,180
To$1,781
โ†‘ $601
3 Bed
From$1,510
To$2,456
โ†‘ $946
Louisville, KYZIP-level data

1BR range: $890โ€“$1,490/mo

Port St. Lucie, FLZIP-level data

1BR range: $1,570โ€“$2,090/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,020
Monthly in Louisville, KY
$7,444
Monthly in Port St. Lucie, FL
$424
Difference

Home Values

Louisville
Port St. Lucie
$204K
Median Value
-
โ†‘ +3.2%
YoY Change
-
โ†‘ +31.2%
5-Year Change
-
$88K - $467K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.5K
Per year
Monthly Difference
$625
More take-home
Effective Rate Diff
5.0%
Rate difference

Louisville, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Louisville, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Louisville
Port St. Lucie
50 Good
Air Quality
41 Good
50.8%
Good Air Days
75.6%
98 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ€๐ŸŒช
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
37 days
Heat Days >95ยฐF
58 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
37 days
Heat Days >95ยฐF
58 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Florida on TaxTakeHome.com

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