Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $5.2K/month more in Washington, DC

$150.0K in your current city equals $212.0K in Washington, DC

Rent data from HUD ZIP-level estimates · COL index from Louisville/Jefferson County, KY-IN area
Overall Cost
68.9%
More expensive
Monthly Impact
$5,167
Extra cost
Annual Impact
$62.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Louisville, KY

Population:629K
Cost Index:
100
100 = national average
Median Home:$204K

Washington, DC

Population:690K
Cost Index:
169
(69% above avg)
Median Home:$556K

Louisville, KY

The Bluegrass State

629K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 629K residents.

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Cost Breakdown by Category

Annual spending: Louisville, KY vs Washington, DC

Housing
191.5%
Louisville, KY
$2,131
Washington, DC
$6,211
Difference
$4,080
more
Transportation
43.8%
Louisville, KY
$1,311
Washington, DC
$1,885
Difference
$574
more
Other
14.7%
Louisville, KY
$1,590
Washington, DC
$1,825
Difference
$234
more
Groceries
12.5%
Louisville, KY
$959
Washington, DC
$1,079
Difference
$120
more
Healthcare
12.1%
Louisville, KY
$564
Washington, DC
$632
Difference
$68.15
more
All Utilities
9.4%
Louisville, KY
$464
Washington, DC
$508
Difference
$43.71
more

🏛️ Local Income Taxes

Louisville, KY: Louisville Occupational Tax$4,275/yr (2.9%)

Washington, DC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$900
To$2,150
$1,250
1 Bed
From$970
To$2,215
$1,245
2 Bed
From$1,180
To$2,470
$1,290
3 Bed
From$1,510
To$3,115
$1,605
Louisville, KYZIP-level data

1BR range: $890$1,490/mo

Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,020
Monthly in Louisville, KY
$12,140
Monthly in Washington, DC
$5,120
Difference

Home Values

Louisville
Washington
$204K
Median Value
$556K
↑ +3.2%
YoY Change
↓ -2.2%
↑ +31.2%
5-Year Change
↓ -5.6%
$88K - $467K
Price Range
$233K - $1.35M

Homes in Washington are 172% more expensive than Louisville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.6K
More taxes
Monthly Difference
$304
Less take-home
Effective Rate Diff
2.4%
Rate difference

Louisville, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Additional Tax Information

Louisville, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Louisville
Washington
50 Good
Air Quality
45 Good
50.8%
Good Air Days
63.7%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
+2.9°F
2050 Outlook
+2.9°F
37 days
Heat Days >95°F
27 days
+2.9°F
2050 Outlook
+2.9°F
37 days
Heat Days >95°F
27 days

💰 See how taxes change too — compare take-home pay between Kentucky and Washington DC on TaxTakeHome.com

Where your money goes further

Cities cheaper than Louisville, KY on a $150.0K salary

Similar cost to Washington, DC

Other cities in a similar price range

Want to compare different cities?

New Comparison