Is Pittsburgh, PA cheaper than Loveland, CO?

Based on cost of living data, Pittsburgh, PA is 12.7% cheaper than Loveland, CO. This translates to saving $955 per month.

What salary do I need in Pittsburgh, PA to live like I do in Loveland, CO?

If you earn $150,000 in Loveland, CO, you'd need approximately $138,535.159 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Loveland, CO and Pittsburgh, PA?

Housing in Pittsburgh, PA is 28.1% cheaper than in Loveland, CO. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,352/month in Loveland, CO.

How much can I save per month by moving from Loveland, CO to Pittsburgh, PA?

Moving from Loveland, CO to Pittsburgh, PA could save you approximately $955 per month, or $11465 per year, based on a $150,000 salary.

Loveland, CO vs Pittsburgh, PA: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Loveland, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Loveland, CO

Numbers update automatically as you type

You'd save $955/month moving to Pittsburgh, PA

$150.0K in your current city equals $138.5K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.7%

Less expensive

Monthly Impact

$955

Savings

Annual Impact

$11.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Loveland, CO

Population:79K

Cost Index:100

Median Home:$489K

Pittsburgh, PA

Population:303K

Cost Index:87

Loveland, CO

The Centennial State

79K

Population

State Tax

Yes

Located in Colorado, this city has a population of 79K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Loveland, CO vs Pittsburgh, PA

Category	Loveland, CO	Pittsburgh, PA	Difference	Change
🏠Housing	$2,711/mo	$1,949/mo	↓ $762less	28.1%
🚗Transportation	$1,355/mo	$1,216/mo	↓ $139less	10.3%
⚡All Utilities	$500/mo	$607/mo	↑ $107more	21.3%
🏥Healthcare	$609/mo	$527/mo	↓ $81.89less	13.5%
📦Other	$1,645/mo	$1,607/mo	↓ $38.23less	2.3%
🛒Groceries	$991/mo	$989/mo	↓ $1.80less	0.2%

🏠Housing

↓ 28.1%

Loveland, CO

$2,711

Pittsburgh, PA

$1,949

Difference

$762

less

🚗Transportation

↓ 10.3%

Loveland, CO

$1,355

Pittsburgh, PA

$1,216

Difference

$139

less

⚡All Utilities

↑ 21.3%

Loveland, CO

$500

Pittsburgh, PA

$607

Difference

$107

🏥Healthcare

↓ 13.5%

Loveland, CO

$609

Pittsburgh, PA

$527

Difference

$81.89

less

📦Other

↓ 2.3%

Loveland, CO

$1,645

Pittsburgh, PA

$1,607

Difference

$38.23

less

🛒Groceries

↓ 0.2%

Loveland, CO

$991

Pittsburgh, PA

$989

Difference

$1.80

less

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Loveland, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,178

To$750

↓ $428

1 Bed

From$1,202

To$850

↓ $352

2 Bed

From$1,352

To$1,050

↓ $302

3 Bed

From$1,860

To$1,400

↓ $460

Loveland, COZIP-level data

1BR range: $1,440–$1,610/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,811

Monthly in Loveland, CO

$6,894

Monthly in Pittsburgh, PA

$916

Difference

Home Values

Loveland

Pittsburgh

$489K

Median Value

↓ -1.8%

YoY Change

↑ +21.9%

5-Year Change

$486K - $492K

Price Range

Calculate payment - Loveland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$166

More take-home

Effective Rate Diff

1.3%

Rate difference

Loveland, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Loveland, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.