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Cost of Living Comparison 2026

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You'd spend $1.5K/month more in Nashville, TN

$150.0K in your current city equals $167.8K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 19.8%
More expensive
Monthly Impact
$1,483
Extra cost
Annual Impact
$17.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lubbock, TX

Population:259K
Cost Index:100
Median Home:$149K

Nashville, TN

Population:689K
Cost Index:120
Median Home:$489K

Lubbock, TX

The Lone Star State

259K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 259K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Lubbock, TX vs Nashville, TN

๐Ÿ Housing
โ†‘ 36.0%
Lubbock, TX
$1,949
Nashville, TN
$2,651
Difference
$702
more
๐Ÿ“ฆOther
โ†‘ 26.1%
Lubbock, TX
$1,540
Nashville, TN
$1,942
Difference
$402
more
๐ŸฅHealthcare
โ†‘ 15.3%
Lubbock, TX
$527
Nashville, TN
$607
Difference
$80.54
more
๐Ÿš—Transportation
โ†‘ 3.3%
Lubbock, TX
$1,243
Nashville, TN
$1,284
Difference
$40.98
more
โšกAll Utilities
โ†‘ 6.7%
Lubbock, TX
$486
Nashville, TN
$519
Difference
$32.79
more
๐Ÿ›’Groceries
โ†‘ 3.3%
Lubbock, TX
$919
Nashville, TN
$949
Difference
$29.98
more

๐Ÿ Rent Comparison

Studio
From$815
To$1,600
โ†‘ $785
1 Bed
From$990
To$1,680
โ†‘ $690
2 Bed
From$1,175
To$1,840
โ†‘ $665
3 Bed
From$1,630
To$2,350
โ†‘ $720
Lubbock, TXZIP-level data

1BR range: $910โ€“$1,170/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,664
Monthly in Lubbock, TX
$7,952
Monthly in Nashville, TN
$1,288
Difference

Home Values

Lubbock
Nashville
$149K
Median Value
$489K
โ†“ -1.9%
YoY Change
โ†“ -2.1%
โ†‘ +20.4%
5-Year Change
โ†‘ +32.1%
$95K - $292K
Price Range
$320K - $1.16M

Homes in Nashville are 228% more expensive than Lubbock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Lubbock, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Lubbock, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lubbock
Nashville
23 Good
Air Quality
50 Good
92.2%
Good Air Days
51.6%
96 High
Climate Risk
97 High
โ˜€๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
78 days
Heat Days >95ยฐF
42 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
78 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Tennessee on TaxTakeHome.com

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