Lumberton, NC vs Laurinburg, NC: Cost of Living

Which city costs less?

Laurinburg, NC has a modeled overall cost index 0.1% higher than Lumberton, NC.

Lumberton, NC · modeled 2BR rent
$930 / month
Laurinburg, NC · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lumberton, NC and Laurinburg, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $9.03/month in Laurinburg, NC

$150,000 in your current city has a modeled equivalent of $150,108 in Laurinburg, NC

Regional cost estimates: Lumberton, NC uses Fayetteville, NC. Laurinburg, NC uses Fayetteville, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.1%
More expensive
Monthly Impact
$9.03
Extra cost
Annual Impact
$108
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lumberton, NC

Population:19K
Cost Index:
87.2
100 = national average
Typical Home:$136K

Laurinburg, NC

Population:15K
Cost Index:
87.3
100 = national average
Typical Home:$140K

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Lumberton, NC

The Tar Heel State

19K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 19K residents.

Laurinburg, NC

The Tar Heel State

15K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 15K residents.

Cost Breakdown by Category

Estimated monthly spending: Lumberton, NC vs Laurinburg, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 0.1%
Lumberton, NC
$2,151
Laurinburg, NC
$2,154
Difference
$3.06
more
Other
↑ 0.1%
Lumberton, NC
$1,739
Laurinburg, NC
$1,741
Difference
$2.47
more
Transportation
↑ 0.1%
Lumberton, NC
$1,300
Laurinburg, NC
$1,302
Difference
$1.85
more
Groceries
↑ 0.1%
Lumberton, NC
$1,066
Laurinburg, NC
$1,067
Difference
$0.76
more
Healthcare
↑ 0.1%
Lumberton, NC
$668
Laurinburg, NC
$668
Difference
$0.47
more
All Utilities
↑ 0.1%
Lumberton, NC
$577
Laurinburg, NC
$577
Difference
$0.41
more

🏠Rent Comparison

Studio
From$740
To$750
↑ $10.00
1 Bed
From$750
To$750
→ $0
2 Bed
From$930
To$930
→ $0
3 Bed
From$1,190
To$1,240
↑ $50.00
Lumberton, NCZIP-level data

1BR range: $750–$750/mo

Laurinburg, NCZIP-level data

1BR range: $750–$750/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Lumberton, NC
$7,509
Monthly in Laurinburg, NC
$9.03
Difference

Home Values

Lumberton
Laurinburg
$136K
Median Value
$140K
↓ -2.4%
YoY Change
↑ +0.2%
↑ +34.4%
5-Year Change
↑ +52.5%

Homes in Laurinburg are 3% more expensive than Lumberton

Calculate payment - LumbertonCalculate payment - Laurinburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Lumberton, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Laurinburg, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Lumberton, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Laurinburg, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lumberton
Laurinburg
46 Good
Air Quality
46 Good
63.7%
Good Air Days
63.7%
89 Moderate
Climate Risk
89 Moderate
🌀🌪
Top Hazards
🌀🌪
▲+2.5°F
2050 Outlook
▲+2.5°F
36 days
Heat Days >95°F
36 days
▲+2.5°F
2050 Outlook
▲+2.5°F
36 days
Heat Days >95°F
36 days

Before moving from Lumberton, NC to Laurinburg, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Laurinburg, NC for the same bedroom count and included utilities as your home in Lumberton, NC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lumberton to Laurinburg moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Laurinburg, NC by cost, housing, population and region.

Frequently Asked Questions: Lumberton, NC vs Laurinburg, NC

How do the cost estimates for Lumberton, NC and Laurinburg, NC compare?

Laurinburg, NC has a modeled overall cost index 0.1% higher than Lumberton, NC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lumberton, NC, the model estimates $150,108 in Laurinburg, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lumberton, NC and Laurinburg, NC?

The modeled two-bedroom rents are $930/month in Lumberton, NC and $930/month in Laurinburg, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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